| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UNKNOWN3 | UNKNOWN CLEMSON, SC 29631 | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | $48K | $0 | $48K | 5.98% |
| USI INSURANCE SERVICES LLC3 | 100 SUMMIT LAKE DRIVE, SUITE 400 VALHALLA, NY 10595 | AMERICAN PUBLIC LIFE | $12K | $0 | $12K | 9.90% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | 1612 MARION STREET COLUMBIA, SC 29201 | AMERICAN PUBLIC LIFE | $6K | $0 | $6K | 5.00% |
| SOUTHEAST INSURANCE GROUP INC3 Filed as: SOUTHEAST INSURANCE GROUP, INC. | 2340 HARDSBCRABBLE ROAD COLUMBIA, SC 29223 | AMERICAN PUBLIC LIFE | $4K | $0 | $4K | 3.07% |
| SHEALY BENEFITS SERVICES INC3 Filed as: SHEALY BENEFITS SERVICES, INC. | 215 HOGAN WAY LEXINGTON, SC 29072 | AMERICAN PUBLIC LIFE | $23 | $0 | $23 | 0.02% |
| BRYCE WILLIAM SMITH3 | 4212 AUDUBON PARK DRIVE CHARLOTTE, NC 28217 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7K | $131 | $7K | 7.55% |
| MJ INSURANCE3 Filed as: ADVANCED BENEFIT AND VARIOUS AGENTS | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $342 | $2K | 1.72% |
| THE CLARK GROUP OF SC3 | 898 ROPER ROAD LAURENS, SC 29360 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $943 | $580 | $2K | 1.69% |
| SHEALY BENEFITS SERVICES INC3 Filed as: SHEALY BENEFITS SERVICES, INC. | 215 HOGAN WAY LEXINGTON, SC 29072 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $5 | $1K | 1.38% |
| JASON PAUL CAMPBELL3 | 1816 PIEDMONT HILLS PLACE CHARLOTTE, NC 28217 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $895 | $139 | $1K | 1.15% |
| ENROLLEASE3 Filed as: LISA LOWE CLARK | 4604 KILLIAN CROSSING DRIVE DENVER, NC 28037 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $607 | $0 | $607 | 0.67% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF SOUTH CAROLINA | PO BOX 5139 SPARTANBURG, SC 29304 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $563 | $1 | $564 | 0.63% |
| USI INSURANCE SERVICES LLC3 | 6100 FAIRVIEW ROAD, SUITE 1400 CHARLOTTE, NC 28226 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | $546 | $7K | 11.54% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | 1612 MARION STREET COLUMBIA, SC 29201 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 4.91% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF VIRGINIA, INC. | 11220 ASSET LOOP, SUITE 304 MANASSAS, VA 20109 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 2.83% |
| USI INSURANCE SERVICES LLC3 | PO BOX 16748 GREENVILLE, SC 29606 | METROPOLITAN LIFE INSURANCE COMPANY | $749 | $0 | $749 | 14.08% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF SOUTH CAROLINA | PO BOX 16837 GREENVILLE, SC 29606 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $12 | $12 | 0.23% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62819 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $10 | $10 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | 97 | $924K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 140 | $62K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 140 | $62K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 140 | $62K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 38 | $5K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 38 | $5K |
| Prescription drug | BLUECHOICE HEALTHPLAN SOUTH CAROLINA | 97 | $802K |
| Other(2 contracts, 2 carriers) | AMERICAN PUBLIC LIFE | 97 | $212K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 140 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.