| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE APPLICATION GROUP3 | 220 NORTH MAIN STREET SUITE 605 GREENVILLE, SC 20601 | BCS INSURANCE COMPANY | $11K | — | $11K | 18.00% |
| PLANNED ADMINISTRATORS, INC.3 Filed as: PLANNED ADMINISTRATORS INC. | 17 TECHNOLOGY CIRCLE SUITE E2AG COLUMBIA, SC 29203 | BCS INSURANCE COMPANY | — | $9K | $9K | 14.50% |
| MCGRIFF INSURANCE SERVICES INC3 | P.O. BOX 896620 CHARLOTTE, NC 282896620 | BCS INSURANCE COMPANY | $3K | — | $3K | 5.00% |
| MICHELE B. JAIN3 | 4 RIVERSIDE DR. GREENVILLE, SC 29605 | AFLAC | $2K | $112 | $2K | 7.92% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 47 AIRPARK CT. GREENVILLE, SC 29607 | AFLAC | $2K | — | $2K | 7.89% |
| KERRY COLVIN3 | 501 ROYAL DUTCH LN SIMPSONVILLE, SC 29681 | AFLAC | $658 | $26 | $684 | 3.35% |
| JUSTIN M GUIDI3 Filed as: JUSTIN M. GUIDI | 2155 W. PINNACLE PEAK RD. STE. 205 PHOENIX, AZ 85027 | AFLAC | $434 | $26 | $460 | 2.25% |
| DANNY DANIELS3 Filed as: DANNY R DANIELS | 1931 SHARON RD WOODRUFF, SC 29388 | AFLAC | $71 | — | $71 | 0.35% |
| ROBIN MEREDITH3 | 100 ARKELL DR GREER, SC 29651 | AFLAC | $54 | — | $54 | 0.26% |
| BRANDON S FLEMING3 | 7783 NW LORRAINE DR. PIEDMONT, OK 73078 | AFLAC | $25 | — | $25 | 0.12% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: STEVE DOUGLAS BROWN | 111 SUGAR CREEK RD. GREER, SC 29650 | AFLAC | $22 | — | $22 | 0.11% |
| JONI DANIELS3 Filed as: JONI L DANIELS | 1931 SHARON RD WOODRUFF, SC 29388 | AFLAC | $22 | — | $22 | 0.11% |
| ASSURED BENEFITS INC3 Filed as: ASSURED BENEFITS INC. | P.O. BOX 26207 GREENVILLE, SC 29616 | AFLAC | $19 | — | $19 | 0.09% |
| IRVING BRANHAM3 Filed as: IRVING W. BRANHAM | P.O. BOX 111 CAMDEN, SC 29021 | AFLAC | $15 | — | $15 | 0.07% |
| THADDEUS D BECK3 | 3720 BOILING SPRINGS RD STE F BOILING SPRINGS, SC 29316 | AFLAC | $7 | — | $7 | 0.03% |
| TRULUCK & ASSOCIATES INC3 Filed as: TRULUCK & ASSOCIATES INC. | 1934 PANTHEON DR. WINTER GARDEN, FL 34787 | AFLAC | $2 | — | $2 | 0.01% |
| DEBORAH B SMITH3 | 647 WOOD POINT WAY DALLAS, GA 30157 | AFLAC | $1 | — | $1 | 0.00% |
| PATRICIA A PARK3 | 18 SHEILA GAIL LN ROSSVILLE, GA 30741 | AFLAC | $1 | — | $1 | 0.00% |
| INSURANCE APPLICATION GROUP3 | 220 NORTH MAIN STREET SUITE 605 GREENVILLE, SC 20601 | 4 EVER LIFE INSURANCE COMPANY | $4K | — | $4K | 18.00% |
| PLANNED ADMINISTRATORS, INC.3 Filed as: PLANNED ADMINISTRATORS INC. | 17 TECHNOLOGY CIRCLE SUITE E2AG COLUMBIA, SC 29203 | 4 EVER LIFE INSURANCE COMPANY | — | $3K | $3K | 14.50% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | PO BOX 896620 CHARLOTTE, NC 282896620 | 4 EVER LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 27149 GREENVILLE, SC 29616 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $578 | $2K | 19.59% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | PO BOX 27149 GREENVILLE, SC 29616 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $867 | $325 | $1K | 13.74% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 27149 GREENVILLE, SC 29616 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $574 | $290 | $864 | 22.58% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | PO BOX 27149 GREENVILLE, SC 29616 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $242 | $110 | $352 | 14.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 155 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 155 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BCS INSURANCE COMPANY | 122 | $59K |
| Vision | BCS INSURANCE COMPANY | 122 | $59K |
| Life insurance(3 contracts, 2 carriers) | 4 EVER LIFE INSURANCE COMPANY | 80 | $26K |
| Short-term disability(2 contracts, 2 carriers) | 4 EVER LIFE INSURANCE COMPANY | 80 | $29K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 50 | $13K |
| Other(3 contracts, 2 carriers) | AFLAC | 50 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 122 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.