| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILL STEWART3 | PO BOX 27149 GREENVILLE, SC 29616 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $13K | — | $13K | 3.62% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVCES INC | 3605 GLENWOOD AVE #201 RALEIGH, NC 27612 | DELTA DENTAL OF MISSOURI | $3K | $210 | $4K | 10.72% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | PO BOX 27149 GREENVILLE, SC 29616 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $561 | $3K | 18.94% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | PO BOX 27149 GREENVILLE, SC 29616 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $916 | $312 | $1K | 13.41% |
| BB&T INSURANCE SERVICES, INC.2 Filed as: BB&T INSURANCE SERVICES INC | PO BOX 27149 GREENVILLE, SC 29616 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $277 | $1K | 18.56% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 47 AIRPARK CT PO BOX 27149 GREENVILLE, SC 296162149 | AMERITAS LIFE INSURANCE CORP. | $479 | $164 | $643 | 13.44% |
| DANNY DANIELS3 Filed as: DANNY R DANIELS | 1931 SHARON RD WOODRUFF, SC 29388 | AFLAC | $129 | — | $129 | 4.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: STEVE DOUGLAS BROWN | 118 COSGROVE LN TAYLORS, SC 29687 | AFLAC | $65 | — | $65 | 2.03% |
| JONI DANIELS3 Filed as: JONI L DANIELS | 1931 SHARON RD WOODRUFF, SC 29388 | AFLAC | $43 | — | $43 | 1.35% |
| BRANDON S FLEMING3 | 2320 NW 156TH ST EDMOND, OK 73013 | AFLAC | $23 | — | $23 | 0.72% |
| JANET S BATES3 Filed as: JANET STEGALL BATES | 12008 HARMON LN PINEVILLE, NC 28134 | AFLAC | $23 | — | $23 | 0.72% |
| ASSURED BENEFITS INC3 | PO BOX 26207 GREENVILLE, SC 29616 | AFLAC | $17 | — | $17 | 0.53% |
| IRVING BRANHAM3 Filed as: IRVING W BRANHAM | PO BOX 111 CAMDEN, SC 29021 | AFLAC | $12 | — | $12 | 0.38% |
| JUSTIN M GUIDI3 | 777 LOWNDES HILL RD BLDG 3 STE 200 GREENVILLE, SC 29607 | AFLAC | $12 | — | $12 | 0.38% |
| MARK P ENSLEY3 | 317 WEATHERSTONE LN SIMPSONVILLE, SC 29680 | AFLAC | $11 | — | $11 | 0.34% |
| DONALD P KREDENSOR3 | 1112 RIVER WALK DR SIMPSONVILLE, SC 29681 | AFLAC | $11 | — | $11 | 0.34% |
| THADDEUS D BECK3 | 3720 BOILING SPRINGS RD STE F BOILING SPRINGS, SC 29316 | AFLAC | $6 | — | $6 | 0.19% |
| FRED E ENSLEY3 | 3714 GRANDVIEW DRIVE SIMPSONVILLE, SC 29680 | AFLAC | $4 | — | $4 | 0.13% |
| C HARVEY KING3 | 931 S MAIN ST STE B #206 KERNERSVILLE, NC 27284 | AFLAC | $3 | — | $3 | 0.09% |
| TRULUCK & ASSOCIATES INC3 | 1934 PANTHEON DR WINTER GARDEN, FL 34787 | AFLAC | $2 | — | $2 | 0.06% |
| IRVING BRANHAM3 Filed as: IRVING W BRANHAM | 17 JACOBS MILL CT ELGIN, SC 29045 | AFLAC | $1 | — | $1 | 0.03% |
| KEVIN R MCFADDEN3 | 1820 W CANNING DR MOUNT PLEASANT, SC 29466 | AFLAC | $1 | — | $1 | 0.03% |
| DAVID A COLLISON3 | 46 JOHNSTONE LN GEORGETOWN, SC 29440 | AFLAC | $1 | — | $1 | 0.03% |
| LINDA B CAMPBELL3 | 174 PALMETTO GREEN DR LONGS, SC 29568 | AFLAC | $1 | — | $1 | 0.03% |
| DAYTON LLC3 | 324 OLD WOOD DR COLUMBIA, SC 29212 | AFLAC | $1 | — | $1 | 0.03% |
| DEBORAH B SMITH3 | 5703 BRYNWOOD CIR NW ACWORTH, GA 30101 | AFLAC | $1 | — | $1 | 0.03% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | PO BOX 27149 GREENVILLE, SC 29616 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $301 | $117 | $418 | 13.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 261 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 262 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 29 | $365K |
| Dental | DELTA DENTAL OF MISSOURI | 75 | $33K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 79 | $5K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 75 | $11K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 34 | $9K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 75 | $14K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 75 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 79 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.