No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RCH BENEFIT PROVDERS LLC NONE | Consulting (general) Service code 16 | 66 LAKE FOREST DRIVE SPARTANBURG, SC 29302 | $39K |
| PLANNED ADMINISTRATORS INC EIN 57-0718839 NONE | Contract Administrator Service code 13 | 17 TECHNOLOGY CIRCLE E2AG COLUMBIA, SC 29203 | $32K |
| CAREOPERATIVE LLC DBA HEALTHCARE BL EIN 20-8981027 NONE | Other fees; Other insurance fees and expenses; Contract Administrator Service code 13 | 330 FRANKLIN RD 135A-428 BRENTWOOD, TN 37027 | $0 |
| CIGNA CORPORATION EIN 59-1031071 NONE | Other fees; Contract Administrator; Other insurance fees and expenses Service code 13 | PO BOX 645014 CINCINNATI, OH 452645014 | $0 |
| FIRSTHEALTH EIN 20-1736437 | Other fees Service code 99 | 23291 NETWORK PL TPA CLIE CHICAGO, IL 606731232 | $0 |
| HEALTHGRAM, INC. EIN 56-1449504 NONE | Contract Administrator; Other fees; Other insurance fees and expenses Service code 13 | PO BOX 11088 CHARLOTTE, NC 606731232 | $0 |
| WAGEWORKS INC. EIN 94-3351864 | Contract Administrator Service code 13 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 128 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PALMETTO HEATHCARE STOP-LOSS PROGRAM | 0 | $627K |
| Dental | PALMETTO HEATHCARE STOP-LOSS PROGRAM | 0 | $627K |
| Vision | PALMETTO HEATHCARE STOP-LOSS PROGRAM | 0 | $627K |
| Life insurance | PALMETTO HEATHCARE STOP-LOSS PROGRAM | 0 | $627K |
| Short-term disability | PALMETTO HEATHCARE STOP-LOSS PROGRAM | 0 | $627K |
| Prescription drug | PALMETTO HEATHCARE STOP-LOSS PROGRAM | 0 | $627K |
| Stop-loss / reinsurancereinsurance | PALMETTO HEATHCARE STOP-LOSS PROGRAM | 0 | $627K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.