| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LONGLEAF ADVISORS, INC.3 | 171 LOTT COURT WEST COLUMBIA, SC 29169 | BLUE CHOICE HEALTH PLAN OF SOUTH CAROLINA | $143K | $0 | $143K | 2.71% |
| LONGLEAF ADVISORS, INC.3 | 171 LOTT COURT WEST COLUMBIA, SC 29169 | TRUASSURE INSURANCE COMPANY | $46K | $0 | $46K | 10.00% |
| ONEDIGTAL PREMIER SERVICES3 | 899 CASSATT ROAD, STE 200 BERWYN, PA 19312 | TRUASSURE INSURANCE COMPANY | $23K | $0 | $23K | 5.00% |
| LONGLEAF ADVISORS, INC.3 | 171 LOTT COURT WEST COLUMBIA, SC 29169 | STANDARD INSURANCE COMPANY | $23K | $0 | $23K | 15.00% |
| LONGLEAF ADVISORS, INC.3 | 171 LOTT COURT WEST COLUMBIA, SC 29169 | COMMUNITY EYE CARE, LLC | $13K | $0 | $13K | 10.00% |
| LONGLEAF ADVISORS, INC.3 | 171 LOTT COURT MONCKS CORNER, SC 29169 | STANDRAD INSURANCE COMPANY | $11K | $0 | $11K | 28.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 291 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 318 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CHOICE HEALTH PLAN OF SOUTH CAROLINA | 318 | $5.3M |
| Dental | TRUASSURE INSURANCE COMPANY | 407 | $464K |
| Vision | COMMUNITY EYE CARE, LLC | 414 | $131K |
| Long-term disability | STANDARD INSURANCE COMPANY | 303 | $151K |
| Prescription drug | BLUE CHOICE HEALTH PLAN OF SOUTH CAROLINA | 318 | $5.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 414 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.