See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 11 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 18 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CONNECTICUT GENERAL LIFE INSURANCE EIN 59-1031071 CLAIMS PROCESSOR | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | 5089 COLLECTION CENTER DR CHICAGO, IL 60693 | $16.4M |
| AON EIN 23-2293237 CONSULTING | Consulting (general) Service code 16 | 29695 NETWORK PLACW CHICAGO, IL 606731296 | $1.9M |
| BIND BENEFITS EIN 81-4560965 CLAIMS PROCESSOR | Claims processing Service code 12 | 3033 EXCELSIOR BLVD MINNEAPOLIS, MN 55416 | $915K |
| MCDERMOTT WILL & EMERY LLP EIN 36-1453176 ATTORNEY | Legal Service code 29 | 444 WET LAKE STREET, SUITE 4000 CHICAGO, IL 60606 | $448K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 24,444 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 451 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 24,895 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | MET LIFE INSURANCE COMPANY | 31 | $5K |
| Life insurance | THE HARTFORD | 12,406 | $8.8M |
| Short-term disability | THE HARTFORD | 1,593 | $2.1M |
| Long-term disability(2 contracts, 2 carriers) | THE HARTFORD | 6,126 | $8.6M |
| Other(2 contracts, 2 carriers) | THE HARTFORD | 2,978 | $7.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 23,952 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.