| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | VISION SERVICE PLAN | $277K | — | $277K | 0.99% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN LLC | PO BOX 10414 DES MOINES, IA 503060414 | VISION SERVICE PLAN | $109K | — | $109K | 0.39% |
| UNIVOPS INSURANCE SERVICE3 Filed as: UNIVOPS INSURANCE SERVICES LLC | 1875 S GRANT ST STE 960 SAN MANTEO, CA 944027015 | METROPOLITAN LIFE INSURANCE COMPANY | $176K | $125K | $300K | 1.70% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENFITS ADMIN | P O BOX 850502 MINNEAPOLIS, MN 55485 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $628K | — | $628K | 5.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENFITS ADMIN | P O BOX 850502 MINNEAPOLIS, MN 55485 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $341K | $341K | 2.71% |
| UNIVOPS INSURANCE SERVICE3 | 1875 S GRANT ST STE 960 SAN MATEO, CA 94402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $113K | — | $113K | 1.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $261K | — | $261K | 4.18% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | VISION SERVICE PLAN | $127K | — | $127K | 3.22% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN LLC | PO BOX 10414 DES MOINES, IA 503060414 | VISION SERVICE PLAN | $55K | — | $55K | 1.39% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMINISTRA | PO BOX 27447 NEW YORK, NY 10087 | METLIFE LEGAL PLANS | $119K | — | $119K | 5.53% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMINISTRA | PO BOX 310502 DES MOINES, IA 50331 | METLIFE LEGAL PLANS | — | $28K | $28K | 1.29% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN | P O BOX 850502 MINNEAPOLIS, MN 55485 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $66K | — | $66K | 5.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $77 | $8K | 2.33% |
| UNIVOPS INSURANCE SERVICE3 | 1875 S GRANT ST STE 960 SAN MATEO, CA 94402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 0.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 271,717 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 271,722 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 11,748 | $52.5M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 107,920 | $23.8M |
| Vision(2 contracts) | VISION SERVICE PLAN | 100,069 | $32.0M |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $179K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $11.3M |
| Other(6 contracts, 6 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 271,717 | $20.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 271,717 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.