| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | VISION SERVICE PLAN | $250K | — | $250K | 1.18% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | LLC 75 STATE STE 1710 BOSTON, MA 021091807 | VISION SERVICE PLAN | $67K | — | $67K | 0.32% |
| UNIVOPS INSURANCE SERVICE3 | 1875 S GRANT ST STE 960 SAN MATEO, CA 94402 | LIFE INSURANCE COMPANYE OF NORTH AMERICA | $112K | — | $112K | 0.66% |
| INTEGRO INSURANCE BROKERS3 Filed as: INTEGRO USA INC. | PO BOX 5682 CAROL STREAM, IL 60197 | LIFE INSURANCE COMPANYE OF NORTH AMERICA | $82K | — | $82K | 0.49% |
| DANIEL WARD RICHARDSON3 Filed as: DANIEL RICHARDSON | 5717 MCALPINE FARM ROAD CHARLOTTE, NC 28226 | LIFE INSURANCE COMPANYE OF NORTH AMERICA | $39K | — | $39K | 0.23% |
| PACIFIC RES BENEFITS ADVY LLC3 | 321 N CLARK STREET SUITE 940 CHICAGO, IL 60654 | ALLSTATE INSURANCE COMPANY | $549K | — | $549K | 3.90% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENFITS ADMIN | P O BOX 310502 DES MOINES, IA 50331 | ALLSTATE INSURANCE COMPANY | $159K | — | $159K | 1.13% |
| INTEGRO INSURANCE BROKERS3 Filed as: INTEGRO USA INC. | PO BOX 5682 CAROL STREAM, IL 60197 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $96K | — | $96K | 0.71% |
| MJ INSURANCE3 Filed as: UNIVOPS INSUANCE SERVICE | 1875 S GRANT ST STE 960 SAN MATEO, CA 94402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $80K | — | $80K | 0.59% |
| DANIEL WARD RICHARDSON3 Filed as: DANIEL RICHARDSON | 5717 MCALPINE FARM ROAD CHARLOTTE, NC 28226 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $21K | — | $21K | 0.16% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 75 STATE ST STE 1710 BOSTON, MA 021091807 | METROPOLITAN LIFE INSURANCE COMPANY | $147K | $100K | $247K | 4.52% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN LLC | PO BOX 27447 NEW YORK, NY 100877447 | METROPOLITAN LIFE INSURANCE COMPANY | $47K | $27K | $74K | 1.35% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | VISION SERVICE PLAN | $106K | — | $106K | 3.95% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 75 STATE ST STE 1710 BOSTON, MA 021091807 | VISION SERVICE PLAN | $28K | — | $28K | 1.05% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 75 STATE ST., STE 1710 BOSTON, MA 02109 | HYATT LEGAL PLANS | $62K | — | $62K | 2.74% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMINISTRA | PO BOX 27447 NEW YORK, NY 10087 | HYATT LEGAL PLANS | $33K | — | $33K | 1.47% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 21300 VICTORY BLVD #635 WOODLAND HILLS, CA 91367 | HYATT LEGAL PLANS | $10K | — | $10K | 0.43% |
| PACIFIC RES BENEFITS ADVY LLC3 | 321 N CLARK STREET SUITE 940 CHICAGO, IL 60654 | ALLSTATE INSURANCE COMPANY | $57K | — | $57K | 3.98% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMIN | P O BOX 310502 DES MOINES, IA 50331 | ALLSTATE INSURANCE COMPANY | $17K | — | $17K | 1.18% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $79 | $10K | 2.90% |
| UNIVOPS INSURANCE SERVICE3 | 1875 S GRANT ST STE 960 SAN MATEO, CA 94402 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 2.21% |
| DANIEL WARD RICHARDSON3 Filed as: DANIEL RICHARDSON | 5717 MCALPINE FARM RD CHARLOTTE, NC 28226 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $556 | — | $556 | 0.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 276,396 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 276,423 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLANS INC. | 11,405 | $62.4M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 22,199 | $5.6M |
| Vision(2 contracts) | VISION SERVICE PLAN | 105,558 | $23.8M |
| Short-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 143,996 | $13.7M |
| Long-term disability | LIFE INSURANCE COMPANYE OF NORTH AMERICA | 35,621 | $17.0M |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 30 | $93K |
| Other(5 contracts, 5 carriers) | ALLSTATE INSURANCE COMPANY | 265,620 | $18.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 265,620 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.