| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INTEGRO INSURANCE BROKERS3 Filed as: INTEGRO USA INC. | PO BOX 5682 CAROL STREAM, IL 60197 | CIGNA GROUP INSURANCE | $142K | — | $142K | 0.69% |
| MJ INSURANCE3 Filed as: UNIVOPS INSUANCE SERVICE | 1875 S GRANT ST STE 960 SAN MATEO, CA 94402 | CIGNA GROUP INSURANCE | $49K | — | $49K | 0.23% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | VISION SERVICE PLAN | $222K | — | $222K | 1.12% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | LLC 75 STATE STE 1710 BOSTON, MA 021091807 | VISION SERVICE PLAN | $74K | — | $74K | 0.37% |
| INTEGRO INSURANCE BROKERS3 Filed as: INTEGRO USA INC. | PO BOX 5682 CAROL STREAM, IL 60197 | CIGNA GROUP INSURANCE | $131K | — | $131K | 0.69% |
| UNIVOPS INSURANCE SERVICE3 | 1875 S GRANT ST STE 960 SAN MATEO, CA 94402 | CIGNA GROUP INSURANCE | $44K | — | $44K | 0.23% |
| INTEGRO INSURANCE BROKERS3 Filed as: INTEGRO USA INC. | PO BOX 5682 CAROL STREAM, IL 60197 | CIGNA GROUP INSURANCE | $119K | $0 | $119K | 0.83% |
| UNIVOPS INSURANCE SERVICE3 | 1875 S GRANT ST STE 960 SAN MATEO, CA 94402 | CIGNA GROUP INSURANCE | $63K | $0 | $63K | 0.44% |
| DANIEL WARD RICHARDSON3 Filed as: DANIEL RICHARDSON | 5717 MCALPINE FARM RD CHARLOTTE, NC 28226 | CIGNA GROUP INSURANCE | $3K | $0 | $3K | 0.02% |
| PACIFIC RES BENEFITS ADVY LLC3 | 321 N CLARK STREET SUITE 940 CHICAGO, IL 60654 | ALLSTATE INSURANCE COMPANY | $528K | — | $528K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 321 N CLARK STREET STE 940 CHICAGO, IL 606545015 | METROPOLITAN LIFE INSURANCE COMPANY | $227K | $101K | $328K | 6.48% |
| INTEGRO INSURANCE BROKERS3 Filed as: INTEGRO USA INC. | PO BOX 5682 CAROL STREAM, IL 60197 | CIGNA GROUP INSURANCE | $22K | $0 | $22K | 0.84% |
| UNIVOPS INSURANCE SERVICE3 | 1875 S GRANT ST STE 960 SAN MATEO, CA 94402 | CIGNA GROUP INSURANCE | $11K | $0 | $11K | 0.44% |
| DANIEL WARD RICHARDSON3 Filed as: DANIEL RICHARDSON | 5717 MCALPINE FARM RD CHARLOTTE, NC 28226 | CIGNA GROUP INSURANCE | $493 | $0 | $493 | 0.02% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIR CHICAGO, IL 606740001 | VISION SERVICE PLAN | $79K | — | $79K | 3.75% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 75 STATE ST STE 1710 BOSTON, MA 021091807 | VISION SERVICE PLAN | $26K | — | $26K | 1.25% |
| INTEGRO INSURANCE BROKERS3 Filed as: INTEGRO USA INC. | PO BOX 5682 CAROL STREAM, IL 60197 | CIGNA GROUP INSURANCE | $15K | $0 | $15K | 0.86% |
| UNIVOPS INSURANCE SERVICE3 | 1875 S GRANT ST STE 960 SAN MATEO, CA 94402 | CIGNA GROUP INSURANCE | $8K | $0 | $8K | 0.44% |
| DANIEL WARD RICHARDSON3 Filed as: DANIEL RICHARDSON | 5717 MCALPINE FARM RD CHARLOTTE, NC 28226 | CIGNA GROUP INSURANCE | $317 | $0 | $317 | 0.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $48 | $11K | 2.90% |
| INTEGRO INSURANCE BROKERS3 Filed as: INTEGRO USA INC. | PO BOX 5682 CAROL STREAM, IL 60197 | CIGNA GROUP INSURANCE | $2K | $0 | $2K | 0.87% |
| UNIVOPS INSURANCE SERVICE3 | 1875 S GRANT ST STE 960 SAN MATEO, CA 94402 | CIGNA GROUP INSURANCE | $812 | $0 | $812 | 0.43% |
| DANIEL WARD RICHARDSON3 Filed as: DANIEL RICHARDSON | 5717 MCALPINE FARM RD CHARLOTTE, NC 28226 | CIGNA GROUP INSURANCE | $36 | $0 | $36 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 258,990 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,389 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 261,379 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLANS INC. | 10,000 | $56.0M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 20,731 | $5.2M |
| Vision(2 contracts) | VISION SERVICE PLAN | 107,115 | $21.9M |
| Life insurance(2 contracts) | CIGNA GROUP INSURANCE | 67,851 | $16.9M |
| Short-term disability(2 contracts) | CIGNA GROUP INSURANCE | 143,996 | $20.9M |
| Long-term disability | CIGNA GROUP INSURANCE | 35,631 | $19.0M |
| Prescription drug | AETNA INTERNATIONAL | 44 | $106K |
| Other(6 contracts, 6 carriers) | ALLSTATE INSURANCE COMPANY | 258,985 | $17.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 258,985 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.