| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST | 55 BEATTIE PL #200 GREENVILLE, SC 29601 | SYMETRA LIFE INSURANCE COMPANY | $74K | $26K | $100K | 12.41% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | 214 N. TRYON ST. STE 2500 CHARLOTTE, NC 28202 | UNITEDHEALTHCARE INSURANCE COMPANY | $45K | — | $45K | 20.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | 29727 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $8K | — | $8K | 10.00% |
| SEE ATTACHED3 Filed as: SEE ATTACHED LIST OF AGENTS | 1105 LAUREL BUFF DR. KING, NC 27021 | AFLAC | $4K | — | $4K | 12.45% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST | 55 BEATTIE PL #200 GREENVILLE, SC 29601 | SYMETRA LIFE INSURANCE COMPANY | $574 | $118 | $692 | 16.62% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,333 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,337 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NORTH CAROLINA | 1,647 | $471K |
| Vision | EYEMED VISION CARE | 1,735 | $75K |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 0 | $803K |
| Short-term disability(2 contracts) | SYMETRA LIFE INSURANCE COMPANY | 0 | $808K |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 0 | $803K |
| Other(3 contracts, 3 carriers) | SYMETRA LIFE INSURANCE COMPANY | 530 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,735 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.