Filings through .
History & trajectory Charts need 2 or more years. This plan has 4 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe primary carrier changed from the prior filing. The plan has shown it will move. Pitch it again on the next cycle.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Health | Health |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 1 contract with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,101 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,118 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | 3,535 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,535 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMMUNITY BANK SERVICES INC EIN 56-1268430 THIRD PARTY ADMIN | Contract Administrator Service code 13 | 3601 HAWORTH DRIVE RALEIGH, NC 27609 | $1.3M |
| FIRST STOP HEALTH EIN 45-1549256 HEALTH MONITOR SERVICES | Accounting (including auditing) Service code 10 | 24 E. WASHINGTON ST., SUITE 875 CHICAGO, IL 60602 | $144K |
| BUSINESSSOLVER.COM, INC EIN 42-1503807 CONSULTING | Consulting (general) Service code 16 | 1025 ASHWORTH ROAD WEST DES MOINES, IA 50265 | $139K |
| HCMS GROUP EIN 27-1478411 HEALTH INFO SERVICE | Participant communication Service code 38 | 600 GRANT STREET PITTSBURGH, PA 15219 | $97K |
| JOHNSON & LAMBERT EIN 52-1446779 AUDIT AND TAX SERVICE | Accounting (including auditing) Service code 10 | 4242 SIX FORKS RD, SUITE 1500 RALEIGH, NC 27609 | $84K |
| SCOTT INSURANCE EIN 54-0372970 ADVISORY SERVICES | Non-monetary compensation; Other insurance fees and expenses Service code 56 | 2501 BLUE RIDGE ROAD SUITE 250 RALEIGH, NC 27607 | $59K |
| RUDD & WISDOM, INC. EIN 74-1896655 ACTUARY | Actuarial Service code 11 | 9500 ARBORETUM BLVD. SUITE 200 AUSTIN, TX 78759 | $39K |
| BROOKS PIERCE EIN 56-0561489 LEGAL SERVICES | Legal Service code 29 | 150 FAYETTEVILLE ST 1700 RALEIGH, NC 27601 | $8K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
2 contacts
4 filings · 2022 to 2025