| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | 3625 N. ELM ST GREENSBORO, NC 27455 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $32K | — | $32K | 13.25% |
| MARSH & MCLENNAN AGENCY LLC | 2300 RENAISSANCE BLVD PRUSSIA, PA 19406 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $7K | — | $7K | 11.84% |
| MARSH & MCLENNAN AGENCY LLC | 3625 W ELM ST. SUITE 200 GREENSBORO, NC 27455 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 13.32% |
| MARSH & MCLENNAN AGENCY LLC | 100 FRONT ST STE 800 WORCHESTER, MA 01608 | HARTFORD LIFE AND ACCIDENT | — | $851 | $851 | 2.57% |
| GLENN ZIMMERMAN INC Filed as: GLENN ZIMMERMAN | 1510 HIGH ROCK RD GIBSONVILLE, NC 27249 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $447 | $6 | $453 | 2.33% |
| LESLEY BENEFITS | PO BOX 29236 GREENSBORO, NC 27429 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $382 | — | $382 | 1.96% |
| NANCY Y BELL | 4213 HENDERSON RD. GREENSBORO, NC 27410 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $320 | — | $320 | 1.65% |
| MAY WAY OF WAKE COUNTY INC | 124 CHATTERSON DR. RALEIGH, NC 27615 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $82 | — | $82 | 0.42% |
| FLOYD A BELL Filed as: FLOYD BELL | 4213 HENDERSON RD GREENSBORO, NC 27410 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | — | $26 | 0.13% |
| BARRETT L PATTERSON | 1522 DELLWOOD DRIVE RALEIGH, NC 27607 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | — | $26 | 0.13% |
| BENEFITS COUNT INC | 1401 CHRISTMAS COURT RALEIGH, NC 27604 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.06% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN AGENCY | PO BOX 9375 GREENSBORO, NC 27455 | COMMUNITY EYE CARE | $680 | — | $680 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 100 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 100 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 100 | $239K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 79 | $55K |
| Vision | COMMUNITY EYE CARE | 108 | $7K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 114 | $53K |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 114 | $53K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 114 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 114 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.