No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BEACON ADMINISTRATORS & CONSULTANTS EIN 83-1544721 NONE | Consulting (general); Contract Administrator Service code 13 | — | $241K |
| THE HEALTH PLAN EIN 55-0585592 NONE | Claims processing Service code 12 | — | $231K |
| THE LEVICOFF LAW FIRM, P.C. EIN 25-1781036 NONE | Legal Service code 29 | — | $118K |
| JOHN DASCOLI PLLC EIN 20-5780253 NONE | Legal Service code 29 | — | $46K |
| MCELHANEY & ASSOCIATES, LLC EIN 38-3806684 NONE | Accounting (including auditing) Service code 10 | — | $44K |
| WEX HEALTH EIN 06-1593514 NONE | Other services Service code 49 | — | $21K |
| STANDARD VALUATION, INC. EIN 41-1327339 NONE | Investment advisory (plan) Service code 27 | — | $18K |
| COWDEN & ASSOCIATES INC EIN 25-1750131 NONE | Actuarial Service code 11 | — | $12K |
| GREAT LAKES ADVISORS, LLC NONE | Investment management Service code 28 | 231 SOUTH LASALLE STREET, 4TH FLOOR CHICAGO, IL 60604 | $7K |
| UNITED BANK EIN 54-1071198 NONE | Custodial (securities) Service code 19 | — | $7K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. EIN 23-2182079 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 871 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 316 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA | 533 | $1.7M |
| Vision | VISION BENEFITS OF AMERICA | 835 | $74K |
| Other(2 contracts, 2 carriers) | STARLINE USA, LLC/ANICO | 796 | $394K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 835 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.