| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COBB BENEFITS GROUP LLC3 Filed as: COBB BENEFITS GROUP, LLC | 5530 TAMARON COURT DALLAS, TX 75287 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $8K | $48K | $56K | 5.38% |
| ROGERS BENEFIT GROUP INC3 | 5110 NORTH 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $23K | $23K | 2.23% |
| COBB BENEFITS GROUP LLC3 Filed as: COBB BENEFITS GROUP, LLC | 5530 TAMARON COURT DALLAS, TX 75287 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28K | — | $28K | 10.66% |
| MICHAEL BENHAM3 | 902 HADRIAN STREET IRVING, TX 75062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $519 | $10K | 3.73% |
| RUBEN D PEREZ3 | 6352 ALCORN AVE DALLAS, TX 75217 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $397 | $9K | 3.37% |
| 3B VENTURE GROUP INC3 Filed as: 3B VENTURE GROUP OF TEXAS INC | 832 MALLARD TRAIL MURPHY, TX 75094 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $4K | $7K | 2.79% |
| DAVID PALMER3 | 6201 BRITISH LANE ARLINGTON, TX 76002 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $388 | $3K | 1.03% |
| PETER DEL INVESTMENTS INC3 Filed as: PETER DEL INVESTMENTS INC. | 247 GRAHAM FORNEY, TX 75126 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $613 | $3K | 0.95% |
| NATIONAL ENROLLMENT PARTNERS LLC3 | C/O NATL ENROLLMENT PARTNERS CRANSTON, RI 02920 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $641 | $731 | $1K | 0.52% |
| OSCAR CALANCHE3 | 4912 STAPLES AVENUE FORT WORTH, TX 76133 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $944 | — | $944 | 0.35% |
| MANUEL FUENTES3 | 63 MARIPOSA PARKWAY WEST BOERNE, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $765 | $95 | $860 | 0.32% |
| KARINA NATHALY PEREZ3 | 12611 JONES ROAD SUITE 102 HOUSTON, TX 75070 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $792 | $1 | $793 | 0.30% |
| ARGO EXPRESS LLC3 | 25920 MARIGOLD OAKS BOERNE, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $480 | $119 | $599 | 0.23% |
| JGBENEFITS CONSULTANTS3 | 12300 FORD ROAD SUITE 450 FARMERS BRANCH, TX 75234 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $370 | — | $370 | 0.14% |
| TIFFANY VAZQUEZ3 | 2126 GEORGE RICHEY ROAD LONGVIEW, TX 75604 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $262 | $14 | $276 | 0.10% |
| AMERICANIZED BENEFIT CONSULTANTS3 | 9575 KATY FREEWAY, SUITE 150 HOUSTON, TX 77024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $184 | — | $184 | 0.07% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NW COUNTY ROAD 1370 BARRY, TX 75102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $121 | $160 | 0.06% |
| LYNN DEE BAKER3 | 4606 WINCHESTER DRIVE BRYAN, TX 77802 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $147 | — | $147 | 0.06% |
| SANDRA DRIVER3 | 3216 MALCOLM ROAD MELISSA, TX 75454 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $94 | — | $94 | 0.04% |
| SA GENERAL AGENCY INC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78226 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $73 | — | $73 | 0.03% |
| OMAR MENDOZA3 | 26326 ROCKWALL PARKWAY NEW BRAUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $63 | — | $63 | 0.02% |
| CONSTANZA BEATRIZ FORBES3 | 373 FM 1903 GREENVILLE, TX 75402 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $58 | — | $58 | 0.02% |
| GATEWAY HEALTH SOLUTIONS INC3 | 14915 CANTOR CIRCLE HOUSTON, TX 77084 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | $22 | $55 | 0.02% |
| KIM R BAIROM3 | 629 PINE FOREST DR BRANDON, FL 33511 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | — | $45 | 0.02% |
| PATRICK ALLEN BAKER3 | 4606 WINCHESTER DRIVE BRYAN, TX 77802 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $42 | — | $42 | 0.02% |
| THOMAS SNYDER3 | 10539 DEDEKE DRIVE NEW BRAUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.01% |
| NICKOLAS SETTLES GRAVES3 | 15203 GREEN WHISPER DRIVE CYPRESS, TX 77433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | $2 | $35 | 0.01% |
| STEPHANIE DENICE WARNER3 | 5956 ORCHID ROAD ORE CITY, TX 75683 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $9 | $20 | 0.01% |
| PARSONS BENEFITS GROUP LLC3 | 5603 PALLADIO LANE LONGVIEW, TX 75605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $6 | $17 | 0.01% |
| ERNESTO ELOY GARCIA3 | 1244 WILSON DRIVE LANTANA, TX 76226 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| FRANCISCO X CABRERA3 | 8616 PALMER COURT MCKINNEY, TX 75072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| N PAULINE FERRELL3 | 286 THOROUGHBRED LANE SPRING BRANCH, TX 78070 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| CHOICE BENEFITS SOLUTIONS LLC3 | 11399 81ST PLACE SEMINOLE, FL 33772 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $2 | $3 | 0.00% |
| JOHN ANTHONY CARREIRO III3 | 11750 CAPRI CIRCLE SOUTH APARTMENT 3 TREASURE ISLAND, FL 33706 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 284 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 284 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 201 | $1.0M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 201 | $1.0M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 201 | $1.0M |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 284 | $266K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 284 | $266K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 284 | $266K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.