| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD STE 475 HOLLYWOOD, FL 33021 | METROPOLITAN LIFE INSURANCE COMPANY | $53K | $29K | $82K | 13.25% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $34K | $7K | $41K | 6.58% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVE ISELIN, NJ 08830 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | $4K | $22K | 3.50% |
| ALL ATLANTIC BENEFITS LLC3 Filed as: ALL ATLANTIC BENEFITS | 200 S PARK RD, STE. 475 HOLLYWOOD, FL 33021 | WELLNET | $114K | $57K | $171K | 35.89% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES | P.O. BOX 95000, LOCKBOX 1803 PHILADELPHIA, PA 19195 | WELLNET | $38K | — | $38K | 7.97% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD HOLLYWOOD, FL 33021 | RELIANCE STANDARD | $15K | — | $15K | 3.75% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD KIRKWOOD, MO 63122 | RELIANCE STANDARD | $12K | — | $12K | 3.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES INC | 1820 E 1ST STREET SANTA ANA, CA 92705 | RELIANCE STANDARD | — | $8K | $8K | 2.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE | 100 WOOD AVE ISELIN, NJ 08830 | RELIANCE STANDARD | $5K | — | $5K | 1.25% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD HOLLYWOOD, FL 33021 | RELIANCE STANDARD | $23K | — | $23K | 15.00% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD KIRKWOOD, MO 63122 | RELIANCE STANDARD | $8K | — | $8K | 5.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE | 100 WOOD AVE SOUTH ISELIN, NJ 08830 | RELIANCE STANDARD | $8K | — | $8K | 5.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES INC | 1820 E 1ST STREET SANTA ANA, CA 92705 | RELIANCE STANDARD | — | $3K | $3K | 2.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD HOLLYWOOD, FL 33021 | RELIANCESTANDARD | $3K | — | $3K | 3.75% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD KIRKWOOD, MO 63122 | RELIANCESTANDARD | $3K | — | $3K | 3.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES INC | 1820 E. 1ST STREET SANTA ANA, CA 92705 | RELIANCESTANDARD | — | $2K | $2K | 2.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE | 100 WOOD AVE SOUTH ISELIN, NJ 08830 | RELIANCESTANDARD | $1K | — | $1K | 1.25% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD SUITE 475 HOLLYWOOD, FL 33021 | RELIANCE STANDARD | $12K | — | $12K | 15.00% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS REASEARCH LLC | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | RELIANCE STANDARD | $4K | — | $4K | 5.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE | 100 WOOD AVE SOUTH 4TH FL ISELIN, NJ 08830 | RELIANCE STANDARD | $4K | — | $4K | 5.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES, INC. | 1820 E. 1ST STREET SUITE 400 SANTA ANA, CA 92705 | RELIANCE STANDARD | — | $2K | $2K | 2.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD SUITE 475 HOLLYWOOD, FL 33021 | RELIANCE STANDARD | $10K | — | $10K | 15.00% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | RELIANCE STANDARD | $3K | — | $3K | 5.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE | 100 WOOD AVE SOUTH 4TH FL ISELIN, NJ 08830 | RELIANCE STANDARD | $3K | — | $3K | 5.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES, INC. | 1820 E. 1ST STREET SUITE 400 SANTA ANA, CA 92705 | RELIANCE STANDARD | — | $1K | $1K | 2.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES INC | 1820 E 1ST STREET SANTA ANA, CA 92705 | RELIANCE STANDARD | $31K | $1K | $33K | 53.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD HOLLYWOOD, FL 33021 | RELIANCE STANDARD | $4K | — | $4K | 6.75% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD KIRKWOOD, MO 63122 | RELIANCE STANDARD | $3K | — | $3K | 5.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE | 100 WOOD AVE SOUTH ISELIN, NJ 08830 | RELIANCE STANDARD | $1K | — | $1K | 2.25% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES INC | 1820 E 1ST STREET SANTA ANA, CA 92705 | RELIANCE STANDARD | $29K | $934 | $30K | 52.65% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD HOLLYWOOD, FL 33021 | RELIANCE STANDARD | $4K | — | $4K | 6.75% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD KIRKWOOD, MO 63122 | RELIANCE STANDARD | $3K | — | $3K | 5.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE | 100 WOOD AVE SOUTH ISELIN, NJ 08830 | RELIANCE STANDARD | $1K | — | $1K | 2.25% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES INC | 1820 E 1ST STREET SANTA ANA, CA 92705 | RELIANCE STANDARD | $25K | $973 | $26K | 53.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD HOLLYWOOD, FL 33021 | RELIANCE STANDARD | $3K | — | $3K | 6.75% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD KIRKWOOD, MO 63122 | RELIANCE STANDARD | $2K | — | $2K | 5.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE | 100 WOOD AVE SOUTH ISELIN, NJ 08830 | RELIANCE STANDARD | $1K | — | $1K | 2.25% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK RD HOLLYWOOD, FL 33021 | RELIANCE STANDARD | $5K | — | $5K | 11.25% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE | 100 WOOD AVE SOUTH ISELIN, NJ 08830 | RELIANCE STANDARD | $2K | — | $2K | 3.75% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD ROAD KIRKWOOD, MO 63122 | RELIANCE STANDARD | $1K | — | $1K | 3.00% |
| EOI SERVICE COMPANY INC3 Filed as: EOI SERVICES INC | 1820 E 1ST STREET SANTA ANA, CA 92705 | RELIANCE STANDARD | — | $971 | $971 | 2.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,406 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,406 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLNET | 695 | $476K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,133 | $617K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,133 | $617K |
| Life insurance(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,406 | $820K |
| Short-term disability | RELIANCE STANDARD | 300 | $68K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,133 | $617K |
| Stop-loss / reinsurancereinsurance | WELLNET | 695 | $476K |
| Other(10 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,406 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,406 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.