| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LINDA E BARTON3 | 8322 BEN NEVIS DRIVE RICHMOND, VA 23235 | AFLAC | $8K | $780 | $9K | 4.89% |
| LINDA E BARTON3 | 8322 BEN NEVIS DRIVE NORTH CHESTERFIELD, VA 23235 | AFLAC | $8K | $42 | $8K | 4.66% |
| SHANE ANDY KINNER3 | 10129 ASHLEY MANOR LANE MECHANICSVILLE, VA 23116 | AFLAC | $2K | — | $2K | 1.11% |
| PHILLIS DAWN HESLEP3 | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $1K | $156 | $2K | 0.90% |
| ROBERT A ROBERTSON3 | 12791 BUTLERS ROAD AMELIA COURT HOUSE, VA 23002 | AFLAC | $1K | — | $1K | 0.79% |
| JULIE THOMPSON PRIOR3 | 600 FERN MEADOW LOOP APARTMENT 306 MIDLOTHIAN, VA 23114 | AFLAC | $1K | — | $1K | 0.55% |
| ELIZABETH ANNE BUCHANAN3 | 3401 HUNTON RIDGE DRIVE GLEN ALLEN, VA 23059 | AFLAC | $942 | — | $942 | 0.52% |
| SALLY BASS PHILLIPS3 | PO BOX 1618 MECHANICSVILLE, VA 23116 | AFLAC | $752 | $154 | $906 | 0.50% |
| RONALD WAYNE WILKINS3 | PO BOX 46 LOTTSBURG, VA 22511 | AFLAC | $717 | — | $717 | 0.40% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $544 | $156 | $700 | 0.39% |
| RUEANN M EMERSON3 | 4820 LAKE BROOK DRIVE SUITE 125 GLEN ALLEN, VA 23060 | AFLAC | $684 | — | $684 | 0.38% |
| PATRICIA M VANDERGAST3 | 8726 HORNWOOD COURT CHARLOTTE, NC 28215 | AFLAC | $369 | — | $369 | 0.20% |
| THOMAS E HATCHER JR3 | 717 GREEN VALLEY ROAD SUITE 200 GREENSBORO, NC 27408 | AFLAC | $277 | — | $277 | 0.15% |
| LAURA T DRAY3 | 686 OAK VALLEY BOULEVARD ADVANCE, NC 27006 | AFLAC | $237 | — | $237 | 0.13% |
| KATHRYN G KEMPTON3 | 837 RIFES FORD ROAD VERONA, VA 24482 | AFLAC | $219 | — | $219 | 0.12% |
| ROY D MUNSTER3 | PO BOX 5634 GLEN ALLEN, VA 23058 | AFLAC | $198 | — | $198 | 0.11% |
| MICHAEL R HURD3 | 10103 RIVENDELL LANE CHARLOTTE, NC 28269 | AFLAC | $192 | — | $192 | 0.11% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES R HILL SR | 9701 GAYTON ROAD SUITE 6 RICHMOND, VA 23238 | AFLAC | $185 | — | $185 | 0.10% |
| JOE MEEKS3 | 9121 SAM FURR ROAD SUITE 108 PMB 105 HUNTERSVILLE, NC 28078 | AFLAC | $183 | — | $183 | 0.10% |
| HAROLD L STAFFORD3 | 15655 77TH TRAIL NORTH PALM BEACH GARDENS, FL 33418 | AFLAC | $171 | — | $171 | 0.09% |
| JANIE B COLE3 | 6546 FARMER DENTON ROAD DENTON, NC 27239 | AFLAC | $154 | — | $154 | 0.08% |
| DAVID G BAKER3 | 3625 WINDBLUFF DRIVE CHARLOTTE, NC 28277 | AFLAC | $139 | — | $139 | 0.08% |
| BENJAMIN O THOMPSON SR3 | 2012 GAMELAW COURT MIDLOTHIAN, VA 23113 | AFLAC | $130 | — | $130 | 0.07% |
| DARLENE H TUCKER3 | PO BOX 366 MADISON, VA 22727 | AFLAC | $123 | — | $123 | 0.07% |
| IAN B BRANYON3 | 8744 UNION CENTRE BOULEVARD WEST CHESTER, OH 45069 | AFLAC | $107 | — | $107 | 0.06% |
| ANN B GILLIS3 | 9229 KINGS CANYON DRIVE CHARLOTTE, NC 28210 | AFLAC | $98 | — | $98 | 0.05% |
| J MICHAEL BUTLER3 | 1440 OLD LENOIR ROAD SUITE A HICKORY, NC 28601 | AFLAC | $94 | — | $94 | 0.05% |
| JOHN G VANDER GAST3 | 8726 HORNWOOD COURT CHARLOTTE, NC 28215 | AFLAC | $91 | — | $91 | 0.05% |
| WILLIAM P FLEMING3 | 1511 BRENTWOOD PLACE MORGANTOWN, NC 28655 | AFLAC | $83 | — | $83 | 0.05% |
| REBECCA F SMITH3 | 5040 SADLER PLACE SUITE 110 GLEN ALLEN, VA 23060 | AFLAC | $83 | — | $83 | 0.05% |
| MELANIE B MUNSTER3 | 8332 CHARING LANE GLEN ALLEN, VA 23059 | AFLAC | $79 | — | $79 | 0.04% |
| DUANE A ADAMS3 | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $78 | — | $78 | 0.04% |
| RICHARD JONES3 Filed as: RICHARD J JONES | 7512 EAST INDEPENDENCE BOULEVARD SUITE 103 CHARLOTTE, NC 28227 | AFLAC | $74 | — | $74 | 0.04% |
| RICHARD JONES3 Filed as: RICHARD J JONES | 7512 EAST INDEPENDENCE BOULEVARD SUITE 103 CHARLOTTE, NC 28227 | AFLAC | $70 | — | $70 | 0.04% |
| GEORGE O GREENE3 | 10941 GRANADA ROAD RICHMOND, VA 23235 | AFLAC | $65 | — | $65 | 0.04% |
| TOMMY LEON MCKEE3 | 5013 FOREST OAKS DRIVE LAS VEGAS, NV 89149 | AFLAC | $63 | — | $63 | 0.03% |
| STEPHEN W CROTTS SR3 | 514 EAST 3RD STREET UNIT C SILER CITY, NC 27344 | AFLAC | $59 | — | $59 | 0.03% |
| DAVID W HARLESS3 | 3412 MANOR GROVE CIRCLE GLEN ALLEN, VA 23059 | AFLAC | $54 | — | $54 | 0.03% |
| TRACY L HURD3 | 10103 RIVENDELL LANE CHARLOTTE, NC 28269 | AFLAC | $54 | — | $54 | 0.03% |
| DANIEL M SMITH3 | 12820 WEST CREEK PARKWAY SUITE K RICHMOND, VA 23238 | AFLAC | $53 | — | $53 | 0.03% |
| WILLIAM A JOHNSON JR3 | 357 SOUTHERN BRANCH DRIVE MYRTLE BEACH, SC 29588 | AFLAC | $49 | — | $49 | 0.03% |
| PEGGY MORRIS3 | 2720 WOODLORE TRAIL WINSTON SALEM, NC 27103 | AFLAC | $48 | — | $48 | 0.03% |
| JULIE THOMPSON PRIOR3 | 600 FERN MEADOW LOOP DRIVE #306 MIDLOTHIAN, VA 23114 | AFLAC | $44 | — | $44 | 0.02% |
| SUSAN MCGOWAN3 Filed as: SUSAN L MCGOWAN | 838 SOUTH MAIN STREET APARTMENT 109 MOUNT AIRY, NC 27030 | AFLAC | $44 | — | $44 | 0.02% |
| JOHN ARIANSEN3 Filed as: JOHN L MYERS | 6405 RIVER HILLS DRIVE GREENSBORO, NC 27410 | AFLAC | $43 | — | $43 | 0.02% |
| JANICE ALLEN TURNER3 | 429 MAPLE TOP LANE BUCKINGHAM, VA 23921 | AFLAC | $43 | — | $43 | 0.02% |
| ANNE H MARTIN3 | 3239 MOUNT TABOR ROAD CRESWELL, NC 27928 | AFLAC | $42 | — | $42 | 0.02% |
| KIM J WILLIAMS3 | 4406 FOREST VALLEY CIRCLE VALDOSTA, GA 31602 | AFLAC | $40 | — | $40 | 0.02% |
| CHRISTOPHER PARSONS3 | 4370 SADDLE COURT EARLYSVILLE, VA 22936 | AFLAC | $40 | — | $40 | 0.02% |
| KENNETH B COFER3 | 5950 SYMPHONY WOODS ROAD SUITE 214 COLUMBIA, MD 21044 | AFLAC | $39 | — | $39 | 0.02% |
| MR C SHANNON WILKINS3 | PO BOX 46 LOTTSBURG, VA 22511 | AFLAC | $36 | — | $36 | 0.02% |
| JACQUELINE FAY MARTIN3 | 428 DEEP RUN ROAD CARTERSVILLE, VA 23027 | AFLAC | $30 | — | $30 | 0.02% |
| SUSAN COYNER3 | PO BOX 478 WAYNESBORO, VA 22980 | AFLAC | $30 | — | $30 | 0.02% |
| LAURA S AMBROSE3 | 126 EAST WATER STREET PLYMOUTH, NC 27962 | AFLAC | $29 | — | $29 | 0.02% |
| LARRY L LUCAS3 | 10880 PULLER MEMORIAL HIGHWAY SUITE G HARTFIELD, VA 23071 | AFLAC | $29 | — | $29 | 0.02% |
| KRISTI LESLIE3 | 201 EAST 1ST STREET SUITE A PRATT, KS 67124 | AFLAC | $28 | — | $28 | 0.02% |
| DIANE GREY3 | 7665 LEYLAND CYPRESS LANE QUINTON, VA 23141 | AFLAC | $27 | — | $27 | 0.01% |
| MICHAEL D DANIELS3 | 162 LITTLE JOHN ROAD STATESVILLE, NC 28625 | AFLAC | $27 | — | $27 | 0.01% |
| LARRY A WESTON JR3 | 321 WINDSOR ROAD GREENVILLE, NC 27858 | AFLAC | $27 | — | $27 | 0.01% |
| LEWIS K GATHRIGHT JR3 | PO BOX 165 GOOCHLAND, VA 23063 | AFLAC | $27 | — | $27 | 0.01% |
| NICHOLAS WAGNER3 | 4665 HAYGOOD ROAD SUITE 402 VIRGINIA BEACH, VA 23455 | AFLAC | $26 | — | $26 | 0.01% |
| DEBRA K CRAVER3 | 1394 JUBILEE ROAD LINWOOD, NC 27299 | AFLAC | $25 | — | $25 | 0.01% |
| SIMERSON & ASSOCIATES INC3 | 3810 SOWERS ROAD LINWOOD, NC 27299 | AFLAC | $25 | — | $25 | 0.01% |
| LUCY DIANE BAKER3 | 10402 QUIET BAY COURT CHARLOTTE, NC 28278 | AFLAC | $24 | — | $24 | 0.01% |
| ROBERT M TASSONE3 | PO BOX 25 HARTFIELD, VA 23071 | AFLAC | $24 | — | $24 | 0.01% |
| DAVID SCHERER3 Filed as: DAVID J SCHERER | 1028 WATER LANE JONESVILLE, NC 28642 | AFLAC | $24 | — | $24 | 0.01% |
| JENNY L T NELSON3 | PO BOX 1066 NORTH WILKESBORO, NC 28659 | AFLAC | $24 | — | $24 | 0.01% |
| KIMBERLY ROBERTSON3 Filed as: KIMBERLY DUNGAN | 9005 STONEBROOK DRIVE GLEN ALLEN, VA 23060 | AFLAC | $24 | — | $24 | 0.01% |
| ELIZABETH MANGUM3 Filed as: ELIZABETH W MANGUM | 3919 WENTWORTH DRIVE DURHAM, NC 27707 | AFLAC | $21 | — | $21 | 0.01% |
| BARBARA BLOOD3 | 158 OAKMONT PLACE MOUNT AIRY, NC 27030 | AFLAC | $21 | — | $21 | 0.01% |
| FAY JETER MARTIN3 | 19220 FOREST ROAD LYNCHBURG, VA 24502 | AFLAC | $20 | — | $20 | 0.01% |
| THOMAS ROBINSON3 Filed as: THOMAS H ROBINSON | 81 COTTAGE COURT GORDONSVILLE, VA 22942 | AFLAC | $19 | — | $19 | 0.01% |
| GEORGIA P JAMES3 | PO BOX 270 BETHEL, NC 27812 | AFLAC | $19 | — | $19 | 0.01% |
| JOANNE SCHERER3 | 1028 WATER LANE JONESVILLE, NC 28642 | AFLAC | $19 | — | $19 | 0.01% |
| TERRY M HENNIGAN3 | 9600 WATERFALL COVE DRIVE CHESTERFIELD, VI 23832 | AFLAC | $19 | — | $19 | 0.01% |
| DAWN D JOHNSTON3 | 1884 OLD NEW BERN ROAD CHOCOWINITY, NC 27817 | AFLAC | $18 | — | $18 | 0.01% |
| LINDA MCCOY3 | 143 BROWN AVENUE COVE CITY, NC 28523 | AFLAC | $17 | — | $17 | 0.01% |
| SANDRA HADDOCK3 | 115 JONES CIRCLE CHOCOWINITY, NC 27817 | AFLAC | $17 | — | $17 | 0.01% |
| MICHELLE P PHELPS3 | 2046 WESTON ROAD CRESWELL, NC 27928 | AFLAC | $17 | — | $17 | 0.01% |
| CHERYL D DAVENPORT3 | 13407 SOUTHWALK STREET SAN ANTONIO, TX 78232 | AFLAC | $16 | — | $16 | 0.01% |
| RICHARD KIDD3 | 5523 WINTERCREEK DRIVE GLEN ALLEN, VA 23060 | AFLAC | $14 | — | $14 | 0.01% |
| SUSAN E. KEELER3 Filed as: SUSAN E KEELER | 9222 54TH COURT E PARRISH, FL 34219 | AFLAC | $14 | — | $14 | 0.01% |
| JANICE ADAMS3 Filed as: JANICE B ADAMS | 209 WOODLAND COURT BLACK MOUNTAIN, NC 28711 | AFLAC | $13 | — | $13 | 0.01% |
| DEE W SLATER3 | 6847 WELLSLEY COURT CLEMMONS, NC 27012 | AFLAC | $13 | — | $13 | 0.01% |
| JOHN ROGER MYERS3 | PO BOX 669 STATESVILLE, NC 28687 | AFLAC | $13 | — | $13 | 0.01% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LANE NEW LONDON, NC 26127 | AFLAC | $12 | — | $12 | 0.01% |
| JOHN ARIANSEN3 | PO BOX 18214 GREENSBORO, NC 27419 | AFLAC | $12 | — | $12 | 0.01% |
| REGINA G MARTIN3 | 1032 OCEAN BOULEVARD WEST SUPPLY, NC 28462 | AFLAC | $11 | — | $11 | 0.01% |
| ROY S TURNER3 | 429 MAPLE TOP LANE BUCKINGHAM, VA 23921 | AFLAC | $11 | — | $11 | 0.01% |
| MASON C LEE3 | 132 NORTH ENGLEWOOD DRIVE ROCKY MOUNT, NC 27804 | AFLAC | $10 | — | $10 | 0.01% |
| JOAN H DIXON3 | 1896 OLD NEW BERN ROAD CHOCOWINITY, NC 27817 | AFLAC | $10 | — | $10 | 0.01% |
| TELLIE ANN TURNER SAUNDERS3 | 427 MAPLE TOP LANE BUCKINGHAM, VA 23921 | AFLAC | $9 | — | $9 | 0.00% |
| CHUCK MARTIN & ASSOC INC3 | 1400 BATTLEGROUND AVENUE SUITE 158A GREENSBORO, NC 27408 | AFLAC | $9 | — | $9 | 0.00% |
| LEEANN B MILLER3 | 450 BRIARWOOD PLACE SOUTHEAST CONCORD, NC 28025 | AFLAC | $9 | — | $9 | 0.00% |
| BETTY C PAYNE3 | 2771 UPPER PAW PAW ROAD MARSHALL, NC 28753 | AFLAC | $8 | — | $8 | 0.00% |
| CHARLES T WALL3 | PO BOX 987 BETHEL, NC 27812 | AFLAC | $8 | — | $8 | 0.00% |
| STEVEN J PERRY3 | 1650 SAND LAKE ROAD SUITE 201D ORLANDO, FL 32809 | AFLAC | $8 | — | $8 | 0.00% |
| DAVID LAMAR MYERS3 | PO BOX 69 FRANKLINTON, NC 27525 | AFLAC | $7 | — | $7 | 0.00% |
| DOMINICK J LACARIA3 | 216 ROSCOMMON PLACE MCMURRAY, PA 15317 | AFLAC | $7 | — | $7 | 0.00% |
| STANLEY D FREED3 | 12102 BLOSSOM POINT ROAD CHESTER, VA 23831 | AFLAC | $7 | — | $7 | 0.00% |
| TERRY J SILVERS3 | 100 GREENLEAF DRIVE FLAT ROCK, NC 28731 | AFLAC | $7 | — | $7 | 0.00% |
| MICHAEL FATHERREE3 | 11876 MOORHEN CIRCLE FORTH WORTH, TX 76244 | AFLAC | $6 | — | $6 | 0.00% |
| J MICHAEL BUTLER3 | 1440 OLD LENOIR ROAD SUITE A HICKORY, NC 28601 | AFLAC | $6 | — | $6 | 0.00% |
| MARY E BECKER3 | 685 LAKEMONT TRAIL MOUNT AIRY, NC 27030 | AFLAC | $5 | — | $5 | 0.00% |
| PETER J OLENICK III3 | 2893 DECATUR DRIVE HAYES, VA 23072 | AFLAC | $5 | — | $5 | 0.00% |
| JANICE R HUSEBO3 | PO BOX 19009 ASHEVILLE, NC 28815 | AFLAC | $5 | — | $5 | 0.00% |
| NEIL M MORGAN JR3 | 1904 ELLIS ROAD MAIDENS, VA 23102 | AFLAC | $5 | — | $5 | 0.00% |
| TON Y J DELBEN3 | 143 SANDREED DRIVE MOORESVILLE, NC 28117 | AFLAC | $5 | — | $5 | 0.00% |
| JAMES R HILL JR3 | 7021 MARSEILLES COURT SUMMERFIELD, NC 27358 | AFLAC | $4 | — | $4 | 0.00% |
| CHRISTOPHER S BALL3 | 100 PEACH TREE COURT HUDDLESTON, VA 24104 | AFLAC | $4 | — | $4 | 0.00% |
| KELLY LEBSACK3 Filed as: KELLY D LEBSACK | 826 NORTH ELM STREET GREENSBORO, NC 27401 | AFLAC | $3 | — | $3 | 0.00% |
| RONALD E KIRKLAND3 | 4 SOTHEBY PLACE SOUTHEAST GURLEY, AL 35748 | AFLAC | $3 | — | $3 | 0.00% |
| LYNN W RACKEMANN3 | 1160 BROWDER FARM ROAD GERMANTON, NC 27019 | AFLAC | $3 | — | $3 | 0.00% |
| RUTH P YOUNG3 | 677 BERKMAR COURT CHARLOTTESVILLE, VA 22901 | AFLAC | $2 | — | $2 | 0.00% |
| ANTHEM INSURANCE COMPANIES, INC.3 Filed as: ANTHEM HEALTH PLANS OF VIRGINIA | — | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $277K | $24K | $302K | 558.48% |
| ANTHEM INSURANCE COMPANIES, INC.3 Filed as: ANTHEM HEALTH PLANS OF VIRGINIA | — | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | — | $146K | $146K | 271.05% |
| HEALTHKEEPERS INC3 Filed as: HEALTHKEEPERS, INC. | — | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $119K | $70 | $119K | 219.43% |
| ANTHEM INSURANCE COMPANIES, INC.3 Filed as: ANTHEM HEALTH PLANS OF VIRGINIA | — | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $65K | — | $65K | 120.26% |
| HEALTHKEEPERS INC3 Filed as: HEALTHKEEPERS, INC. | — | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | — | $57K | $57K | 105.50% |
| HEALTHKEEPERS INC3 Filed as: HEALTHKEEPERS, INC. | — | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $23K | — | $23K | 41.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 805 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 811 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 633 | $54K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 923 | $103K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 509 | $105K |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 633 | $54K |
| Other(3 contracts, 2 carriers) | AFLAC | 923 | $289K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 923 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.