| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | 12485 28TH ST N FL 3 ST PETERSBURG, FL 33716 | AMERITAS LIFE INSURANCE CORP | $10K | — | $10K | 6.69% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | 47 AIRPARK CT PO BOX 27149 GREENVILLE, SC 29616 | AMERITAS LIFE INSURANCE CORP | — | $6K | $6K | 4.11% |
| LILLIAN TOMPKINS3 | 704 SEAGATE DRIVE TAMPA, FL 33602 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | — | $8K | 11.44% |
| ENROLL CONFIDENTLY INC3 | 13924 EAST DYER LANE SCOTTSDALE, AZ 85262 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 5.28% |
| MCGRIFF INSURANCE SERVICES INC3 | ONE NORTH DALE MABRY HWY TAMPA, FL 33609 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | — | $8K | 16.96% |
| MCGRIFF INSURANCE SERVICES INC3 | ONE NORTH DALE MABRY HWY TAMPA, FL 33609 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $668 | — | $668 | 16.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 644 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 644 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP | 644 | $149K |
| Vision | AMERITAS LIFE INSURANCE CORP | 644 | $149K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 509 | $44K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 163 | $67K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 509 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 644 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.