| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 COCKEYSVILLE, MD 21030 | HEALTHKEEPERS, INC. | $9K | $336 | $9K | 2.41% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 COCKEYSVILLE, MD 21030 | ANTHEM BLUE CROSS AND BLUE SHIELD | $5K | — | $5K | 2.33% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 COCKEYSVILLE, MD 21030 | ANTHEM BCBS DENTAL | $578 | — | $578 | 2.32% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 COCKEYSVILLE, MD 21030 | ANTHEM LIFE INSURANCE COMPANY | $2K | $481 | $3K | 17.11% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 COCKEYSVILLE, MD 21030 | ANTHEM LIFE INSURANCE COMPANY | $1K | $320 | $2K | 17.11% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS | 10 NORTH PARK DRIVE SUITE 200 COCKEYSVILLE, MD 21030 | ANTHEM LIFE INSURANCE COMPANY | $1K | $300 | $2K | 17.10% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 COCKEYSVILLE, MD 21030 | ANTHEM LIFE INSURANCE COMPANY | $804 | $179 | $983 | 17.11% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 COCKEYSVILLE, MD 21030 | ANTHEM LIFE INSURANCE COMPANY | $225 | $50 | $275 | 17.10% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 COCKEYSVILLE, MD 21030 | ANTHEM LIFE INSURANCE COMPANY | $96 | $21 | $117 | 17.11% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 COCKEYSVILLE, MD 21030 | ANTHEM LIFE INSURANCE COMPANY | $63 | $14 | $77 | 17.07% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 COCKEYSVILLE, MD 21030 | ANTHEM LIFE INSURANCE COMPANY | $12 | $3 | $15 | 17.44% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | 10 NORTH PARK DRIVE SUITE 200 COCKEYSVILLE, MD 21030 | ANTHEM LIFE INSURANCE COMPANY | $6 | $1 | $7 | 16.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 54 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 54 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTHKEEPERS, INC. | 47 | $601K |
| Dental | ANTHEM BCBS DENTAL | 57 | $25K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 54 | $10K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 17 | $10K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 16 | $15K |
| Other(6 contracts) | ANTHEM LIFE INSURANCE COMPANY | 54 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 57 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.