See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA EIN 59-1031071 CLAIMS ADMIN | Participant communication; Direct payment from the plan; Float revenue; Named fiduciary; Non-monetary compensation; Contract Administrator; Other services; Claims processing Service code 12 | — | $229K |
| LOCKTON COMPANIES, LLC EIN 20-3354970 CONSULTING | Consulting (general) Service code 16 | — | $75K |
| COHNREZNICK LLP EIN 33-4144829 AUDITOR | Accounting (including auditing) Service code 10 | — | $22K |
| PRINCIPAL BANK EIN 42-1466678 TRUSTEE AND ADMIN | Trustee (directed) Service code 25 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 525 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 530 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 897 | $293K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 897 | $293K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 525 | $383K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 525 | $383K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 525 | $383K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 643 | $1.0M |
| Other | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 525 | $383K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 897 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.