| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 194280350 | METLIFE INSURANCE COMPANY | $0 | $5K | $5K | 0.79% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 194280350 | METLIFE INSURANCE COMPANY | $0 | $8 | $8 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 1 BEACON ST STE 17100 BOSTON, MA 021083107 | METLIFE INSURANCE COMPANY | $0 | $2K | $2K | 0.70% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 194280350 | METLIFE INSURANCE COMPANY | $0 | $2K | $2K | 0.68% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK EIN 23-1294723 INS-SVCS | Insurance services; Direct payment from the plan Service code 23 | — | $274K |
| JP MORGAN CHASE BANK EIN 13-2624428 INV-MGMT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $181K |
| ANTHEM EIN 54-0357120 INS-SVCS | Direct payment from the plan; Insurance services Service code 23 | — | $115K |
| EXPRESS SCRIPTS EIN 43-1420563 INS-SVCS | Insurance services; Direct payment from the plan Service code 23 | — | $110K |
| TEMPO HOLDING COMPANY LLC DBA ALIGH EIN 82-1061233 PLN-ADMR | Direct payment from the plan; Plan Administrator Service code 14 | — | $86K |
| ALPINE INVESTORS IX, LP EIN 46-2333989 INV-MGMT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $79K |
| KKR AMERICAS FUND XII LP EIN 20-5357220 INV-MGMT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $79K |
| WILLIS TOWERS WATSON EIN 53-0181291 ACTURAL | Direct payment from the plan; Actuarial Service code 11 | — | $60K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 ACCNTG | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $59K |
| UBS GLOBAL ASSET MANAGEMENT EIN 36-3718331 INV-MGMT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $58K |
| NORTHERN TRUST COMPANY EIN 36-1561860 TRTE-DIR | Investment management fees paid indirectly by plan; Trustee (bank, trust company, or similar financial institution); Investment management fees paid directly by plan Service code 21 | — | $51K |
| KOHLBERG TE INVESTORS IX, L.P. EIN 46-2333989 INV-MGMT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $44K |
| CENTERSQUARE INVESTMENT MANAGEMENT EIN 23-2817243 INV-MGMT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $31K |
| PWP GROWTH EQUITY FUND II LP EIN 98-1279368 INV-MGMT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $27K |
| PWP GROWTH EQUITY FUND I LP EIN 37-1731370 INV-MGMT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $23K |
| ALLSPRING INTERMEDIATE II LLC EIN 86-3510848 INV-MGMT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $23K |
| TRILANTIC ENERGY PARTNERS II PARALL EIN 20-1758563 INV-MGMT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $21K |
| NB REAL ESTATE SECONDARY OPPORTUNIT EIN 26-1756892 INV-MGMT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $20K |
| DOMINION RESOURCES SVCS, INC. EIN 54-1229715 PLN ADMR | Direct payment from the plan; Plan Administrator Service code 14 | — | $18K |
| WELSH, CARSON, ANDERSON & STOWE XII EIN 35-2574859 INV-MGMT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $14K |
| WELLS CAPITAL MANAGEMENT EIN 95-3692822 INV-MGMT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $11K |
| VIA BENEFITS (HRA) EIN 26-0775680 INS-SVCS | Direct payment from the plan; Insurance services Service code 23 | — | $9K |
| TRILANTIC ENERGY PARTNERS (NORTH AM EIN 06-1834242 INV-MGMT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $9K |
| A&M CAPITAL PARTNERS LP EIN 23-2817243 INV-MGMT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $6K |
| NB PRIVATE EQUITY CREDIT OPPORTUNIT EIN 27-3051243 INV-MGMT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,233 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,233 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | METLIFE INSURANCE COMPANY | 662 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 662 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.