| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 75 STATE ST STE 1710 BOSTON, MA 021091807 | METLIFE INSURANCE COMPANY | $0 | $7K | $7K | 0.86% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 75 STATE ST STE 1710 BOSTON, MA 021091807 | METLIFE INSURANCE COMPANY | $0 | $4K | $4K | 1.08% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK EIN 23-1294723 INSURANCE SVCS | Insurance services Service code 23 | — | $307K |
| A&M CAPITAL PARTNERS II, LP EIN 46-2333989 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $250K |
| JP MORGAN CHASE BANK EIN 13-2624428 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $225K |
| ANTHEM EIN 54-0357120 INSURANCE SVCS | Insurance services Service code 23 | — | $131K |
| PWP GROWTH EQUITY FUND I LP EIN 37-1731370 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $102K |
| EXPRESS SCRIPTS EIN 43-1420563 INSURANCE SVCS | Insurance services Service code 23 | — | $90K |
| ALIGHT SOLUTIONS LLC EIN 82-1061233 PLN-ADMR | Plan Administrator Service code 14 | — | $85K |
| A&M CAPITAL PARTNERS LP EIN 46-2333989 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $73K |
| KKR AMERICAS FUND XII LP EIN 98-1279368 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $66K |
| WILLIS TOWERS WATSON EIN 53-0181291 ACTURAL | Actuarial Service code 11 | — | $61K |
| KOHLBERG TE INVESTORS IX, L.P. EIN 84-3726326 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $57K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 ACCNTG | Accounting (including auditing) Service code 10 | — | $54K |
| PRUDENTIAL INSURANCE CO. EIN 22-1211670 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $53K |
| WELLS CAPITAL MANAGEMENT EIN 95-3692822 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $51K |
| ERNST & YOUNG US LLP EIN 34-6565596 ACCNTG | Accounting (including auditing) Service code 10 | — | $50K |
| CENTERSQUARE INVESTMENT MANAGEMENT EIN 23-2817243 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $36K |
| PWP GROWTH EQUITY FUND II LP EIN 27-3051243 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $34K |
| TRILANTIC ENERGY PARTNERS II PARALL EIN 46-4688952 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $26K |
| NB REAL ESTATE SECONDARY OPPORTUNIT EIN 06-1834242 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $25K |
| DOMINION RESOURCES SVCS, INC. EIN 54-1229715 PLN-ADMR | Plan Administrator Service code 14 | — | $22K |
| WELSH, CARSON, ANDERSON & STOWE XII EIN 32-0455106 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $22K |
| UBS GLOBAL ASSET MANAGEMENT EIN 36-3718331 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $16K |
| TRILANTIC ENERGY PARTNERS NORTH AME EIN 34-4807607 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $12K |
| NB PRIVATE EQUITY CREDIT OPPORTUNIT EIN 35-2574859 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $10K |
| STATE STREET BANK & TRUST CO. EIN 04-1867445 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $7K |
| NB CO-INVESTMENT PARTNERS FORMERLY EIN 20-5357220 INV-MGMT | Investment management fees paid directly by plan Service code 51 | — | $6K |
| WILLIS TOWERS WATSON'S ONEEXCHANGE EIN 26-0775680 INSURANCE SVCS | Insurance services Service code 23 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,091 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,091 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | METLIFE INSURANCE COMPANY | 594 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 594 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.