| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE FRIEDEN AGENCY DBA TFA BENEFITS3 Filed as: FRIEDEN AGENCY C 3300 BLDG 108 | 397 LITTLE NECK ROAD STE 108 VIRGINIA BEACH, VA 23452 | ANTHEM HEALTH PLANS OF VIRGINA, INC. | $29K | $0 | $29K | 3.31% |
| THE FRIEDEN AGENCY DBA TFA BENEFITS3 Filed as: FRIEDEN AGENCY C 3300 BLDG 108 | 397 LITTLE NECK ROAD STE 108 VIRGINIA BEACH, VA 23452 | HEALTHKEEPERS, INC. | $29K | $0 | $29K | 3.66% |
| VIRGINIA AUTOMOBILE DEALERS SVCS.3 Filed as: VIRGINIA AUTOMOBILE DEALERS SERVICE | 1800 W GRACE ST PO BOX 5407 RICHMOND, VA 23220 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $32K | $0 | $32K | 20.00% |
| TFA BENEFITS3 | 397 LITTLE NECK ROAD STE 108 VIRGINIA BEACH, VA 23452 | ANTHEM HEALTH PLANS OF VIRGINA, INC. | $5K | $0 | $5K | 5.01% |
| THE FRIEDEN AGENCY DBA TFA BENEFITS3 Filed as: FRIEDEN AGENCY C 3300 BLDG 108 | 397 LITTLE NECK ROAD STE 108 VIRGINIA BEACH, VA 23452 | HEALTHKEEPERS, INC. | $0 | $0 | $0 | 0.00% |
| VIRGINIA AUTOMOBILE DEALERS SVCS.3 Filed as: VIRGINIA AUTOMOBILE DEALERS SERVICE | 1800 W GRACE ST PO BOX 5407 RICHMOND, VA 23220 | AMERITAS LIFE INSURANCE CORP. | $2K | $238 | $2K | 11.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 382 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 382 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINA, INC. | 321 | $1.7M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINA, INC. | 241 | $106K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 492 | $21K |
| Life insurance | BOSTON MUTUAL LIFE INSURANCE COMPANY | 173 | $159K |
| Short-term disability | BOSTON MUTUAL LIFE INSURANCE COMPANY | 173 | $159K |
| Long-term disability | BOSTON MUTUAL LIFE INSURANCE COMPANY | 173 | $159K |
| Other | BOSTON MUTUAL LIFE INSURANCE COMPANY | 173 | $159K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 492 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.