| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TFA BENEFITS3 | 397 LITTLE NECK ROAD STE 108 VIRGINIA BEACH, VA 23452 | ANTHEM HEALTH PLANS OF VIRGINA, INC. | $23K | $594 | $24K | 2.36% |
| TFA BENEFITS3 | 397 LITTLE NECK ROAD STE 108 VIRGINIA BEACH, VA 23452 | HEALTHKEEPERS, INC. | $23K | — | $23K | 2.63% |
| VIRGINIA AUTOMOBILE DEALERS SVCS.3 Filed as: VIRGINIA AUTOMOBILE DEALERS SERVICE | 1800 W GRACE ST PO BOX 5407 RICHMOND, VA 23220 | BOSTON MUTUAL LIFE INSURANCE COMPANY | $32K | — | $32K | 20.00% |
| TFA BENEFITS3 | 397 LITTLE NECK ROAD STE 108 VIRGINIA BEACH, VA 23452 | ANTHEM HEALTH PLANS OF VIRGINA, INC. | $6K | — | $6K | 5.00% |
| VIRGINIA AUTOMOBILE DEALERS SVCS.3 Filed as: VIRGINIA AUTOMOBILE DEALERS SERVICE | 1800 W GRACE ST PO BOX 5407 RICHMOND, VA 23220 | AMERITAS LIFE INSURANCE CORP. | $2K | $58 | $2K | 10.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 279 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 279 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINA, INC. | 181 | $1.9M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINA, INC. | 244 | $124K |
| Vision(3 contracts, 3 carriers) | ANTHEM HEALTH PLANS OF VIRGINA, INC. | 521 | $1.9M |
| Life insurance | BOSTON MUTUAL LIFE INSURANCE COMPANY | 174 | $159K |
| Short-term disability | BOSTON MUTUAL LIFE INSURANCE COMPANY | 174 | $159K |
| Long-term disability | BOSTON MUTUAL LIFE INSURANCE COMPANY | 174 | $159K |
| Other | BOSTON MUTUAL LIFE INSURANCE COMPANY | 174 | $159K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 521 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.