No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOUTHERN BENEFIT ADMINISTRATORS INC EIN 62-1116095 NONE | Plan Administrator Service code 14 | — | $225K |
| THE SEGAL COMPANY EIN 13-2619259 NONE | Actuarial; Consulting (general) Service code 11 | — | $183K |
| RICHMOND CAPITAL MANAGEMENT EIN 54-1288566 NONE | Investment management Service code 28 | — | $65K |
| WITHUM SMITH BROWN EIN 52-1044197 NONE | Accounting (including auditing) Service code 10 | — | $52K |
| SEMO LAW GROUP EIN 47-0959287 NONE | Legal Service code 29 | — | $41K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $25K |
| PRINCIPAL CUSTODY SOLUTIONS EIN 42-1520346 NONE | Investment management Service code 28 | — | $17K |
| MURPHY ANDERSON, PLLC NONE | Legal Service code 29 | 1401 K ST NW, 300 WASHINGTON, DC 20005 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,165 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 266 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,431 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ANTHEM BLUE CROSS BLUE SHIELD | 1,375 | $914K |
| Life insurance | UNION LABOR LIFE INSURANCE | 2,448 | $223K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | ANTHEM BLUE CROSS BLUE SHIELD | 1,375 | $1.2M |
| Other(2 contracts, 2 carriers) | ANTHEM BLUE CROSS BLUE SHIELD | 2,448 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,448 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.