No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOUTHERN BENEFIT ADMINISTRATORS EIN 62-1116095 NONE | Contract Administrator Service code 13 | P. O. BOX 1449 GOODLETTSVILLE, TN 37070 | $216K |
| THE SEGAL COMPANY EIN 13-2619259 NONE | Consulting (general); Actuarial Service code 11 | 1920 N. STREET NW, STE 400 WASHINGTON, DC 20036 | $116K |
| SEMO LAW GROUP EIN 47-0959287 NONE | Legal Service code 29 | 1800 M STREET, STE 730 S WASHINGTON, DC 20036 | $50K |
| RICHMOND CAPITAL MANAGEMENT EIN 54-1288566 NONE | Accounting (including auditing) Service code 10 | 10800 MIDLOTHIAN TURNPIKE STE 217 RICHMOND, VA 23235 | $32K |
| BOND BEEBE EIN 52-1044197 NONE | Accounting (including auditing) Service code 10 | 4600 EAST-WEST HIWAY, STE 900 BETHESDA, MD 20814 | $16K |
| DENNIS G. JENKINS,CPA EIN 20-5886120 NONE | Accounting (including auditing) Service code 10 | 1690 STONE VILLAGE LN ATLANTA, GA 30152 | $11K |
| WELLS FARGO BANK EIN 94-1347393 NONE | Custodial (securities) Service code 19 | 360 INTERSTATE NORTH PKWAY, STE 500 ATLANTA, GA 30339 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 553 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 184 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 737 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | GENWORTH LIFE & ANNUITY INSURANCE | 640 | $127K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 640 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.