| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB & T INSURANCE SERVICES INC | 113 SOUTH WAYNE AVENUE P. O. BOX 700 WAYNESBORO, VA 22980 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $34K | — | $34K | 2.94% |
| BB&T REGIONAL INS3 Filed as: BB&T REGIONAL INSURANCE | 414 GALLIMORE DAIRY ROAD SUITE F GREENSBORO, NC 274099509 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | — | $12K | 7.96% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES | 414 GALLIMORE DAIRY ROAD GREENSBORO, NC 27409 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 10.25% |
| ALTON B BARTON3 Filed as: ALTON B. BARTON | 1911 MAYLIN DRIVE SALEM, VA 24153 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $933 | $198 | $1K | 5.34% |
| RAYMOND B LINGLE3 | 192 SUMMERFIELD COURT ROANOKE, VA 24019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $421 | $39 | $460 | 2.17% |
| JOSEPH HENRY GROW III3 | 110 DICKINSON DRIVE BUENA VISTA, VA 24416 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $386 | — | $386 | 1.82% |
| CHARLES A DUVALL III3 | 166 PIPPIN STREET ROANOKE, VA 24019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $242 | $45 | $287 | 1.35% |
| JOHN E CUMMINGS3 | PO BOX 5936 GLEN ALLEN, VA 23058 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $197 | $59 | $256 | 1.21% |
| LINDA B ALLEN3 Filed as: LINDA A ALLEN | 110 MOUNTAIN VIEW DR ROCKY MOUNT, VA 24151 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $197 | $12 | $209 | 0.99% |
| SHANE MATTHEW SALYERS3 | 192 SUMMERFIELD COURT ROANOKE, VA 24019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $200 | $1 | $201 | 0.95% |
| DAVID LAWSON EVANS3 | P. O. BOX 860574 SHAWNEE, KS 66286 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.08% |
| CARTER F GARRETT, JR.3 Filed as: CARTER F GARRETT JR | EMPLOYEE BENEFITS MANAGEMENT PO BOX 2348 ABINGDON, VA 24212 | TRANSAMERICA LIFE INSURANCE COMPANY | $683 | — | $683 | 6.87% |
| POINDEXTER & ASSOCIATES INC3 | 1 ELLSWORTH STREET 5TH FLOOR MARTINSVILLE, VA 24112 | TRANSAMERICA LIFE INSURANCE COMPANY | $455 | — | $455 | 4.57% |
| BENEFIT CONTROLS OF THE MIDLANDS3 Filed as: BENEFIT CONTROLS OF SC, INC. | 109 LAURENS ROAD, BLDG 3 GREENVILLE, SC 29607 | TRANSAMERICA LIFE INSURANCE COMPANY | $286 | — | $286 | 2.88% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | PO BOX 1068 COOKEVILLE, TN 38503 | TRANSAMERICA LIFE INSURANCE COMPANY | $45 | — | $45 | 0.45% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES | 305 FIRST STREET STE 200 ROANOKE, VA 24011 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $691 | — | $691 | 10.01% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES-ROANOKE, VA | 305 FIRST STREET SW SUITE 200 ROANOKE, VA 24011 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $390 | — | $390 | 10.03% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 414 GALLIMORE DAIRY ROAD GREENSBORO, NC 27409 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $129 | — | $129 | 8.81% |
| SHANE MATTHEW SALYERS3 | 192 SUMMERFIELD COURT ROANOKE, VA 24019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $46 | — | $46 | 3.14% |
| JOSEPH HENRY GROW III3 | 110 DICKINSON DRIVE BUENA VISTA, VA 24416 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 2.12% |
| RAYMOND B LINGLE3 Filed as: RAYMOND B. LINGLE | 192 SUMMERFIELD COURT ROANOKE, VA 24019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $2 | $27 | 1.84% |
| JOHN E CUMMINGS3 Filed as: JOHN E. CUMMINGS | P. O. BOX 5936 GLEN ALLEN, VA 23058 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | $3 | $15 | 1.02% |
| CHARLES A DUVALL III3 Filed as: CHARLES A. DUVALL III | 166 PIPPIN STREET ROANOKE, VA 24019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $2 | $15 | 1.02% |
| LINDA B ALLEN3 Filed as: LINDA B. ALLEN | 110 MOUNTAIN VIEW DRIVE ROCKY MOUNT, VA 24151 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | $1 | $13 | 0.89% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES | 305 FIRST STREET SW SUITE 200 ROANOKE, VA 24011 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $13 | — | $13 | 9.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 190 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 190 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 273 | $1.2M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 302 | $154K |
| Vision(3 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 116 | $11K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 302 | $154K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 302 | $154K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 302 | $154K |
| Other(4 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 302 | $187K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 302 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.