| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IKON BENEFITS GROUP, INC.3 Filed as: IKON BENEFITS GROUP INC | — | TRIPLE S SALUD, INC. | $76K | $0 | $76K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP INC | 6500 ROCK SPRING DRIVE SUITE 401 BETHESDA, MD 20817 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $24K | $0 | $24K | 1.66% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP MID-ATLANTIC SG LLC | 4740 CORRIDOR PLACE SUITE B BELTSVILLE, MD 20705 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $4K | $16 | $4K | 0.29% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DRIVE STE 500 BETHESDA, MD 20817 | RELIASTAR LIFE INSURANCE COMPANY | $121K | $0 | $121K | 26.16% |
| TOTALIS BENEFITS3 Filed as: TOTALIS BENEFIT SOLUTIONS, INC | 8801 KINGSTON PIKE KNOXVILLE, TN 37919 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $23K | $23K | 5.00% |
| BSC AGENCY LLC3 | 1025 ASHWORTH RD WEST DES MOINES, IA 50265 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $19K | $19K | 4.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP | 6500 ROCK SPRING DR. STE 500 BETHESDA, MD 20817 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $18K | $0 | $18K | 9.09% |
| MJ INSURANCE3 Filed as: VARIOUS AGENTS-PLEASE SEE ATTACHED | — | TRANSAMERICA LIFE INSURANCE COMPANY | $29K | $0 | $29K | 16.52% |
| THE PARTNERS GROUP3 Filed as: TPG GROUP, INC | 10 TOWER LANE SUITE 100 AVON, CT 06001 | HARTFORD LIFE AND ACCIDENT | $560 | $0 | $560 | 0.84% |
| ALLIED SOLUTIONS LLC3 Filed as: ALLIED SOLUTIONS, LLC | 350 VETERANS WAY #200 CARMEL, IN 46032 | FEDERAL INSURANCE COMPANY | $5K | $0 | $5K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,479 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1,153 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,655 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 6 carriers) | TRIPLE S SALUD, INC. | 170 | $3.4M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,766 | $2.2M |
| Vision | VISION SERVICE PLAN | 2,249 | $440K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 3,479 | $1.9M |
| Long-term disability | STANDARD INSURANCE COMPANY | 3,479 | $1.7M |
| Prescription drug(3 contracts, 3 carriers) | TRIPLE S SALUD, INC. | 170 | $3.0M |
| Other(6 contracts, 6 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 3,241 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,766 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.