No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERICAN BENEFIT CORPORATION EIN 31-1368946 NONE | Direct payment from the plan; Accounting (including auditing); Plan Administrator; Claims processing Service code 10 | — | $757K |
| ZELIS EIN 86-1040704 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $266K |
| NCAS/CFA, LLC NONE | Direct payment from the plan; Claims processing Service code 12 | PO BOX 8894 BALTIMORE, MD 21224 | $224K |
| ZENITH AMERICAN SOLUTIONS NONE | Direct payment from the plan; Claims processing; Accounting (including auditing); Plan Administrator Service code 10 | 5565 STERRETT PL #205 COLUMBIA, MD 21044 | $210K |
| AMERICAN HEALTH HOLDING NONE | Direct payment from the plan; Consulting (general) Service code 16 | 100 W OLD WILSON BRIDGE RD 3RD FL COLUMBUS, OH 43085 | $168K |
| ABATO, RUBENSTEIN & ABATO P.A. EIN 52-0904713 NONE | Legal; Direct payment from the plan Service code 29 | — | $89K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | — | $85K |
| JOHNSON PRINTING COMPANY NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 1948 GREEN VALLEY ROAD HUNTINGTON, WV 25701 | $82K |
| TELADOC HEALTH NONE | Claims processing; Direct payment from the plan Service code 12 | 2 MANHATTANVILLE RD PURCHASE, NY 10577 | $61K |
| M&T BANK EIN 16-0538020 NONE | Other services; Direct payment from the plan Service code 49 | — | $36K |
| SAV-RX PRESCRIPTION SERVICES EIN 86-1323040 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $33K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $24K |
| LOOMIS, SAYLES & COMPANY, L.P. EIN 20-8080381 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $24K |
| CHARTWELL INVESTMENT PARTNERS EIN 23-2891243 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $20K |
| DELTA DENTAL EIN 23-1667011 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,390 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 784 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,174 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CAREFIRST OF MARYLAND, INC. | 1,015 | $1.6M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 6,167 | $140K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 1,005 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,167 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.