No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZELIS EIN 86-1040704 NONE | Claims processing Service code 12 | — | $910K |
| BENEFITS ADMINISTRATION CORP.,INC EIN 52-1139156 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $795K |
| AMERICAN HEALTH HOLDING, INC EIN 31-1368946 NONE | Consulting (general); Other services; Direct payment from the plan Service code 16 | — | $283K |
| CAREFIRST BLUECROSS/BLUESHIELD EIN 52-1385894 NONE | Claims processing Service code 12 | — | $159K |
| DELTA DENTAL OF PENNSYLVANIA EIN 23-1667011 NONE | Claims processing Service code 12 | — | $127K |
| THE SEGAL COMPANY EIN 13-2619259 NONE | Actuarial Service code 11 | — | $106K |
| SAV-RX PRESCRIPTION SERVICES EIN 47-0527013 NONE | Claims processing Service code 12 | — | $55K |
| CHARTWELL EIN 23-2891243 NONE | Investment management fees paid directly by plan Service code 51 | — | $52K |
| ABATO, RUBENSTEIN & ABATO, P.A. EIN 52-0904713 NONE | Legal; Direct payment from the plan Service code 29 | — | $50K |
| M&T BANK EIN 16-0538020 NONE | Other services; Direct payment from the plan Service code 49 | — | $39K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $21K |
| CHANGE HEALTHCARE EIN 20-5716594 NONE | Other services Service code 49 | — | $11K |
| PNC BANK EIN 22-1146430 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $10K |
| SEGAL MARCO ADVISORS EIN 13-2646110 NONE | Investment advisory (plan) Service code 27 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,099 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 747 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,846 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE DENTAL NETWORK, INC | 14 | $6K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 948 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 948 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.