No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Plan Administrator Service code 14 | 10440 LITTLE PATUXENT PARKWAY COLUMBIA, MD 21044 | $260K |
| GORDON, FEINBLATT, ETC EIN 52-0627715 NONE | Insurance agents and brokers Service code 22 | 233 E REDWOOD STREET BALTIMORE, MD 21202 | $208K |
| CARDAY ASSOCIATES, INC. NONE | Plan Administrator Service code 14 | 7130 COLUMBIA GATEWAY DRIVE, SUITE COLUMBIA, MD 21045 | $28K |
| BOLTON PARTNERS, INC. EIN 52-1231144 NONE | Actuarial Service code 11 | 575 S CHARLES STREET, SUITE 500 BALTIMORE, MD 21201 | $26K |
| GRANDIZIO WILKINS LITTLE & MATTHEWS EIN 52-2334868 NONE | Accounting (including auditing) Service code 10 | 8370 VETERANS HIGHWAY, SUITE 104 MILLERSVILLE, MD 21108 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,336 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 26 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,362 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,253 | $126K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 1,253 | $126K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,253 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.