See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Plan Administrator Service code 14 | 10440 LITTLE PATUXENT PARKWAY COLUMBIA, MD 21044 | $368K |
| GORDON, FEINBLATT, ETC EIN 52-0627715 NONE | Insurance agents and brokers Service code 22 | 233 E REDWOOD STREET BALTIMORE, MD 21202 | $141K |
| CIGNA HEALTH AND LIFE INSURANCE EIN 59-1031071 NONE | Float revenue; Contract Administrator; Direct payment from the plan; Claims processing; Other services; Non-monetary compensation; Participant communication; Named fiduciary Service code 12 | 3601 ODONNELL ST BALTIMORE, MD 21224 | $38K |
| BOLTON PARTNERS, INC. EIN 52-1231144 NONE | Actuarial Service code 11 | 575 S CHARLES STREET, SUITE 500 BALTIMORE, MD 21201 | $27K |
| GRANDIZIO WILKINS LITTLE & MATTHEWS EIN 52-2334868 NONE | Accounting (including auditing) Service code 10 | 8370 VETERANS HIGHWAY, SUITE 104 MILLERSVILLE, MD 21108 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,743 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 138 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,881 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNION LABOR LIFE INSURANCE | 1,972 | $95K |
| Other | UNION LABOR LIFE INSURANCE | 1,972 | $95K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,972 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.