| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES INC | 4990 E GALBRAITH ROAD STE 102 CINCINNATI, OH 452366711 | KAISER FOUNDATION HEALTH PLAN INC | $86K | — | $86K | 1.30% |
| HORAN ASSOCIATES INC.3 | 4990 EAST GALBRAITH ROAD CINCINNATI, OH 45236 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $53K | — | $53K | 1.06% |
| WILLIS TOWERS WATSON US LLC3 | LOCKBOX 28852 P O BOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $7K | — | $7K | 0.14% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES INC | 4990 E. GALBRAITH RD #102 CINCINNATI, OH 45236 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $53K | — | $53K | 1.15% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 | 1120 SANCTUARY PARKWAY, STE 375 ALPHARETTA, GA 30009 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | — | $25K | $25K | 0.54% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES, INC. | 4990 E GALBRAITH ROAD STE 102 CINCINNATI, OH 452366711 | KAISER FOUNDATION HEALTH PLAN INC | $41K | — | $41K | 1.26% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES, INC. | 4990 E GALBRAITH ROAD STE 102 CINCINNATI, OH 452366711 | KAISER FOUNDATION HEALTH PLAN INC | $34K | — | $34K | 1.12% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASOCIATES INC. | 4990 E. GALBRAITH RD #102 CINCINNATI, OH 45236 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $32K | — | $32K | 1.17% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES, INC. | 4990 EAST GALBRAITH ROAD STE 102 CINCINNATI, OH 45236 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $30K | — | $30K | 1.38% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | 1001 LAKESIDE AVENUE STE 1900 CLEVELAND, OH 44114 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $6K | — | $6K | 0.29% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES, INC. | 4990 EAST GALBRAITH ROAD CINCINNATI, OH 45236 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $28K | — | $28K | 1.40% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN & ASSOCIATES | 4990 E. GALBRAITH ROAD #102 CINCINNATI, OH 45236 | PAN-AMERICAN LIFE INSURANCE COMPANY | $161K | — | $161K | 9.51% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES, INC | 4990 EAST GALBRAITH ROAD CINCINNATI, OH 45236 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $17K | — | $17K | 1.28% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES, INC. | 4990 EAST GALBRAITH ROAD CINCINNATI, OH 45236 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $15K | — | $15K | 1.40% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES INC | 4990 E. GALBRAITH RD #102 CINCINNATI, OH 45236 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $10K | — | $10K | 1.17% |
| HORAN ASSOCIATES INC.3 | 4990 EAST GALBRAITH ROAD CINCINNATI, OH 45236 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $11K | — | $11K | 1.40% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES, INC. | 4990 E GALBRAITH ROAD STE 102 CINCINNATI, OH 452366711 | KAISER FOUNDATION HEALTH PLAN INC | $6K | — | $6K | 1.16% |
| HORAN ASSOCIATES INC.3 | 4990 EAST GALBRAITH ROAD CINCINNATI, OH 45236 | EXCELLUS BLUE CROSS BLUE SHIELD | $11K | — | $11K | 3.03% |
| LIFETIME BENEFIT SOLUTIONS, INC.3 | 2457 STATE RD 7, SUITE 1 P O BOX 340 COBLESKILL, NY 12043 | EXCELLUS BLUE CROSS BLUE SHIELD | $5K | — | $5K | 1.51% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | CENTRE SQUARE EAST, 1500 MARKET ST. PHILADELPHIA, PA 19102 | EXCELLUS BLUE CROSS BLUE SHIELD | $286 | — | $286 | 0.08% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES, INC. | 4990 EAST GALBRAITH ROAD STE 102 CINCINNATI, OH 452366711 | KAISER FOUNDATION HEALTH PLAN INC | $4K | — | $4K | 1.18% |
| WILLIS TOWERS WATSON US LLC3 | P O BOX 28852 NEW YORK, NY 10087 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $11K | $4K | $15K | 5.71% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES INC | 4990 E GALBRAITH RD STE 102 CINCINNATI, OH 452366711 | KAISER FOUNDATION HEALTH PLAN INC | $2K | — | $2K | 1.22% |
| WILLIS TOWERS WATSON US LLC3 | P O BOX 28852 NEW YORK, NY 10087 | BLUE CROSS OF CALIFORNIA | $11K | $4K | $15K | 36.86% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852, LOCKBOX 28852 NEW YORK, NY 100878852 | UNITEDHEALTHCARE INSURANCE COMPANY | $368 | — | $368 | 1.72% |
| HORAN ASSOCIATES INC.3 | 4990 EAST GALBRAITH ROAD CINCINNATI, OH 45236 | EXCELLUS BLUE CROSS BLUE SHIELD | $1K | — | $1K | 10.74% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | CENTRE SQUARE EAST 1500 MARKET ST. PHILADELPHIA, PA 19102 | EXCELLUS BLUE CROSS BLUE SHIELD | $144 | — | $144 | 1.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 53,627 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 491 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 54,118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(22 contracts, 13 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 442 | $29.7M |
| Dental(7 contracts, 7 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 9,816 | $3.9M |
| Vision | VISION SERVICE PLAN | 11,957 | $1.9M |
| Life insurance(2 contracts, 2 carriers) | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 54,331 | $6.3M |
| Short-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 15,644 | $2.8M |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 2,261 | $873K |
| Prescription drug(4 contracts, 2 carriers) | EXCELLUS BLUE CROSS BLUE SHIELD | 26 | $787K |
| Other(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 9,816 | $4.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 54,331 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.