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Sponsor portfolioWelfare / HealthEIN 52-2205403

FIRST STUDENT, INC.

191 ROSA PARKS STREET · CINCINNATI, OH 45202
5132412200
Plans filed
1
Years active
2016–2025
Industry
NAICS 48
Latest filing
2025
Total premiums (latest)
$24.8M
No prior year
Persons covered
48,161
No prior year
Total participants
50,896
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$24.8M
FIRSTGROUP AMERICA, INC. HEALTH & WELFARE PLAN
Fully insured48,161 covered·12 carriers
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$13.2M45.9%
Life$3.8M13.2%
Other$3.6M12.6%
Short-term disability$2.4M8.5%
Dental$2.0M7.0%
Stop-loss$1.6M5.5%
Vision$1.4M4.8%
Prescription drug$373K1.3%
Long-term disability$366K1.3%

Carrier overview

10 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
KAISER FOUNDATION HEALTH PLAN INC
EIN 930798039
H
$11.2M45.4%16344
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LSTDLTD
$6.6M26.6%1348,161
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
DOth
$2.0M8.1%117,304
PAN-AMERICAN LIFE INSURANCE COMPANY
EIN 720281240
SLOth
$1.6M6.4%111,483
VISION SERVICE PLAN
EIN 061227840
V
$1.4M5.6%117,247
HEALTH NEW ENGLAND, INC.
EIN 042864973
H
$663K2.7%1126
INDEPENDENT HEALTH
EIN 161080163
H
$560K2.3%1120
BLUE CROSS OF CALIFORNIA
EIN 150329043
HRxD
$382K1.5%1313
EMBLEMHEALTH
EIN 131828429
H
$350K1.4%1118
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 231503749
Oth
$20K0.1%114,567

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
FIDELITY HEALTH INSURANCE SERVICESBOSTON, MAKAISER FOUNDATION HEALTH PLAN, INC., KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST, LINCOLN NATIONAL LIFE INSURANCE COMPANY, HEALTH NEW ENGLAND, INC.$254K$1K$255K59.2%1
FIDELITY HEALTH INSURANCE SVCS LLCBOSTON, MALIFE INSURANCE COMPANY OF NORTH AMERICA, PAN-AMERICAN LIFE INSURANCE COMPANY$157K$0$157K36.4%1
HUB INTERNATIONAL MIDWEST LIMITEDCINCINNATI, OHKAISER FOUNDATION HEALTH PLAN, INC., LIFE INSURANCE COMPANY OF NORTH AMERICA, EXCELLUS BLUE CROSS BLUE SHIELD$13K$1$13K3.0%1
LIFETIME BENEFIT SOLUTIONS, INC.COBLESKILL, NYEXCELLUS BLUE CROSS BLUE SHIELD$6K$0$6K1.3%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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