| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 741909 ATLANTA, GA 303741909 | KAISER FOUNDATION HEALTH PLAN INC | $16K | — | $16K | 0.19% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $85K | — | $85K | 2.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | PO BOX 741909 ATLANTA, GA 303741909 | KAISER FOUNDATION HEALTH PLAN INC | $14 | — | $14 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 LOCKBOX 28852 NEW YORK, NY 10087 | HARTFORD LIFE AND ACCIDENT | $77K | $172K | $249K | 7.04% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES INC | 4990 E. GALBRAITH RD. CINCINNATI, OH 45236 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $22K | — | $22K | 0.75% |
| BENEFIT ADVISORS SERVICES GROUP LLC3 | 1120 SANCTUARY PARKWAY, STE 375 ALPHARETTA, GA 30009 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $8K | $8K | 0.29% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 NEW YORK, NY 10087 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | -$77 | — | -$77 | -0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 741909 4 ATLANTA, GA 303741909 | KAISER FOUNDATION HEALTH PLAN INC | $4K | — | $4K | 0.18% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 1001 LAKESIDE AVE. CLEVELAND, OH 44114 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | — | $3K | $3K | 0.14% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | 1001 LAKESIDE AVENUE STE 1900 CLEVELAND, OH 44114 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $79K | — | $79K | 3.81% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASOCIATES INC. | 4990 E. GALBRAITH RD. CINCINNATI, OH 45236 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $14K | — | $14K | 0.74% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | 901 NORTH GLEBE RD. ARLINGTON, VA 22203 | PAN-AMERICAN LIFE INSURANCE COMPANY | $215K | — | $215K | 12.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $2K | — | $2K | 0.18% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 1001 LAKESIDE AVE. CLEVELAND, OH 44114 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | — | $1K | $1K | 0.11% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE, INC. | 1001 LAKESIDE AVE. CLEVELAND, OH 44114 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | — | $1K | $1K | 0.16% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | WATSON WYATT WORLDWIDE INC. LOCKBOX #741909, PO BOX 741 ATLANTA, GA 303741909 | HEALTH NEW ENGLAND INC. | $2K | — | $2K | 0.23% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES INC | 4990 E. GALBRAITH RD. CINCINNATI, OH 45236 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $5K | — | $5K | 0.76% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 741909 ATLANTA, GA 303741909 | KAISER FOUNDATION HEALTH PLAN INC | $995 | — | $995 | 0.20% |
| WILLIS TOWERS WATSON US LLC3 | 15303 VENTURA BLVD #700 SHERMAN OAKS, CA 91403 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $10K | — | $10K | 2.74% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 741909 ATLANTA, GA 303741909 | KAISER FOUNDATION HEALTH PLAN INC | $1K | — | $1K | 0.30% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | CENTRE SQUARE EAST, 1500 MARKET ST. PHILADELPHIA, PA 19102 | EXCELLUS BLUE CROSS BLUE SHIELD | $15K | — | $15K | 4.42% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 741909 ATLANTA, GA 303741909 | KAISER FOUNDATION HEALTH PLAN INC | $468 | — | $468 | 0.17% |
| WILLIS TOWERS WATSON US LLC3 | 800 BOYLSTON STREET PRUDENTIAL BOSTON, MA 02119 | HARTFORD LIFE AND ACCIDENT | $29K | $9K | $39K | 19.70% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852, LOCKBOX 28852 NEW YORK, NY 100878852 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 3.00% |
| WILLIS TOWERS WATSON US LLC3 | 15303 VENTURA BLVD #700 SHERMAN OAKS, CA 91403 | BLUE CROSS OF CALIFORNIA | $1K | — | $1K | 2.79% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | CENTER SQUARE EAST 1500 MARKET ST. PHILADELPHIA, PA 19102 | EXCELLUS BLUE CROSS BLUE SHIELD | $1K | — | $1K | 10.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 59,583 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 359 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 59,942 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(22 contracts, 13 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 865 | $30.3M |
| Dental(7 contracts, 7 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 10,158 | $4.4M |
| Vision | VISION SERVICE PLAN | 12,872 | $1.9M |
| Life insurance(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 61,112 | $8.2M |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 17,024 | $1.8M |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 61,112 | $4.1M |
| Prescription drug(4 contracts, 2 carriers) | EXCELLUS BLUE CROSS BLUE SHIELD | 31 | $828K |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 61,112 | $6.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 61,112 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.