| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-ATLANTIC INC | 1445 RESERACH BOULEVARD, SUITE 340 ROCKVILLE, MD 20850 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $20K | $21K | 5.04% |
| QSMR INC3 | 8370 VETERANS HIGHWAY, SUITE 101 MILLERSVILLE, MD 21108 | AFLAC CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | $0 | $7K | 6.08% |
| SCOTT M CLAUSE AND OTHER AGENTS3 | 510 RED BIRCH ROAD MILLERSVILLE, MD 21108 | AFLAC CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $604 | $6K | 4.81% |
| MATTHEW W EVANS3 | 8370 VETERANS HIGHWAY, SUITE 101 MILLERSVILLE, MD 21108 | AFLAC CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $319 | $4K | 3.48% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID ATLANTIC INC | 9713 KEY WEST AVENUE, SUITE 401 ROCKVILLE, MD 20850 | AFLAC CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 3.37% |
| GREER INSURANCE3 | 8370 VETERANS HIGHWAY, SUITE 101 MILLERSVILLE, MD 21108 | AFLAC CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $196 | $3K | 2.56% |
| CARA WEBSTER3 | 8370 VETERANS HIGHWAY, SUITE 101 MILLERSVILLE, MD 21108 | AFLAC CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $345 | $2K | 2.03% |
| MATTHEW WEST EVANS3 | 8370 VETERANS HIGHWAY, SUITE 101 MILLERSVILLE, MD 21108 | AFLAC CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $11 | $2K | 1.93% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MID-ATLANTIC, INC | 1445 RESEARCH BOULEVARD, SUITE 210 ROCKVILLE, MD 20850 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $168 | $3K | 7.25% |
| MWE SOLUTIONS MS3 Filed as: MWE SOLUTIONS INC | 8370 VETERANS HIGHWAY, SUITE 101 MILLERSVILLE, MD 21108 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.62% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL LIMITED | 150 NORTH RIVERSIDE PLAZA SUITE 1700 CHICAGO, IL 60606 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $1K | $1K | 3.84% |
| UNKNOWN3 | UNKNOWN ROSEDALE, MD 21237 | TELUS HEALTH | $318 | $0 | $318 | 9.99% |
| UNKNOWN3 | UNKNOWN ROSEDALE, MD 21237 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $324 | $0 | $324 | 17.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 260 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 260 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 110 | $419K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 173 | $39K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 173 | $39K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 173 | $39K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC CONTINENTAL AMERICAN INSURANCE COMPANY | 128 | $118K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 110 | $419K |
| Other(3 contracts, 3 carriers) | AFLAC CONTINENTAL AMERICAN INSURANCE COMPANY | 260 | $158K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.