| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLEGEANT LLC3 | 1954 GREENSPRINGS DRIVE SUITE 640 TIMONIUM, MD 21093 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | — | $7K | 10.41% |
| ALLEGEANT LLC3 | 1954 GREENSPRINGS DRIVE SUITE 640 TIMONIUM, MD 21093 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 5.00% |
| ALLEGEANT LLC3 Filed as: ALLEGEANT, LLC | 1954 GREENSPRING DRIVE SUITE 640 TIMONIUM, MD 21093 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 5.00% |
| ALLEGEANT LLC3 | 1954 GREENSPRING DRIVE SUITE 640 TIMONIUM, MD 21093 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| ALLEFEANT LLC3 | 1954 GREENSPRING DRIVE SUITE 640 TIMONIUM, MD 21093 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| ALLEGEANT LLC3 | 1954 GREENSPRING DRIVE SUITE 640 TIMONIUM, MD 21093 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $440 | — | $440 | 5.00% |
| ALLEGEANT LLC3 | 1954 GREENSPRING DRIVE SUITE 640 TIMONIUM, MD 21093 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 20.00% |
| ALLEGEANT LLC3 | 1954 GREENSPRING DRIVE SUITE 640 TIMONIUM, MD 21093 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 19.99% |
| MELISSA PETERS3 | 13121 GENTRY DRIVE HAGERSTOWN, MD 21742 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $254 | — | $254 | 8.18% |
| LESLIE B SIER3 | 3067 GREEN VALLEY ROAD IJAMSVILLE, MD 21754 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $148 | — | $148 | 4.77% |
| ALLEGEANT LLC3 | 1954 GREEN SPRING DRIVE SUITE 640 TIMONIUM, MD 21093 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $65 | — | $65 | 2.09% |
| EDDIE PETERS3 | 13121 GENTRY DRIVE HAGERSTOWN, MD 21742 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $38 | — | $38 | 1.22% |
| TERRY L PATTERSON3 | 8533 WILLOW CREEK DRIVE ROANOKE, VA 24019 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $31 | — | $31 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 177 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 179 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 124 | $71K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 124 | $71K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 177 | $29K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 88 | $57K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 176 | $53K |
| Stop-loss / reinsurancereinsurance | PROSELECT INSURANCE COMPANY | 1,457 | $528K |
| Other(6 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 177 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,457 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.