| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOC BUILDERS & CONTRACTORS INS SE3 | 440 1ST ST NW-STE 2 WASHINGTON, DC 20001 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | — | $18K | 5.46% |
| ASSOC BUILDERS & CONTRACTORS INS SE3 Filed as: ASSOC BUILDERS & CONTRACTORS INS. | 440 1ST ST NW, SUITE 2 WASHINGTON, DC 20001 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 5.45% |
| ASSOCIATED BLDRS & CONTRACTORS INS3 | 4250 FAIRFAX DR - FL 9TH ARLINGTON, VA 22203 | NATIONAL UNION FIRE INSURANCE CO OF PITTSBURGH, PA | $2K | — | $2K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ADAM T. BONSKY EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $407K |
| PHIL GRISAH EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $184K |
| WOODY JANG EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $154K |
| BARBARA PFAFFLY EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $141K |
| KELLIE STEWART EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $130K |
| LASHONDA P WILLIAMS EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $130K |
| JULIET DILL EIN 52-1115752 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $121K |
| KEVIN DUPONT EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $97K |
| MCB BILLING SYSTEM MAINT NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other fees; Other services; Account maintenance fees; Direct payment from the plan Service code 15 | 6101 KINGSTON PIKE KNOXVILLE, TN 37919 | $91K |
| JAYASHEKARAMURTHY REMINGTON EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $82K |
| ENITOR WILLIAMS EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $81K |
| CHAUNCEY DELANEY EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $81K |
| TAUNYA R BURNETTE-GREENWOOD EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $77K |
| STEPHANIE GAMBLE-NECKER EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $74K |
| ADAM FLEEK EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $71K |
| BOB WILKINS EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $69K |
| JOSHUA LINDEMAN EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $60K |
| BENEFITS COMPLIANCE SOLUTIONS, LLC NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Other services; Insurance services; Consulting (general); Direct payment from the plan Service code 16 | 1500 WEST LYNN STREET-STE 103 AUSTIN, TX 78703 | $59K |
| MADELINE IGNASH EIN 57-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $58K |
| ZYWAVE EIN 04-3670979 NONE | Direct payment from the plan; Insurance services Service code 23 | 10100 INNOVATION DRIVE-STE 300 MILWAUKEE, TN 53266 | $54K |
| CHRISTA VAN DER VEER EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $52K |
| HARTMAN EXECUTIVE ADVISORS, LLC EIN 35-2241415 NONE | Consulting (general); Other services; Direct payment from the plan; Consulting fees; Other fees Service code 16 | — | $51K |
| CIANNA DILLOW EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $47K |
| DAY PITNEY NONE | Legal; Direct payment from the plan Service code 29 | 555 11TH STREET NW WASHINGTON, DC 20004 | $46K |
| ARMANINO, LLP EIN 94-6214841 NONE | Direct payment from the plan; Consulting fees; Other services; Accounting (including auditing); Consulting (general) Service code 10 | PO BOX 206700 DALLAS, TX 75320 | $42K |
| SARA JOHNSON EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $41K |
| ALLIANCE BERNSTEIN NONE | Investment management; Insurance brokerage commissions and fees; Investment advisory (plan); Direct payment from the plan; Investment management fees paid directly by plan Service code 27 | 800 CONNECTICUT AVE NW WASHINGTON, DC 20006 | $34K |
| MICHAEL ERASMUS EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $27K |
| CHEMICAL PERSONNEL SEARCH NONE | Other fees; Consulting (general); Other services; Direct payment from the plan Service code 16 | ONE WESTBROOK CORPROATE CENTER-SUIT WESTCHESTER, IL 60154 | $26K |
| WEAVER PARTNERS NONE | Other fees; Consulting fees; Consulting (general); Other services; Direct payment from the plan Service code 16 | 112 SPRING STREET BATAVIA, IL 60510 | $26K |
| CHETU, INC. EIN 65-0999101 NONE | Consulting (general); Other services; Direct payment from the plan; Other fees Service code 16 | 1500 CONCORD TERRACE-SUITE 100 SUNRISE, FL 33323 | $25K |
| TRAVELERS INSURANCE COMPANY NONE | Direct payment from the plan; Insurance services; Insurance agents and brokers; Other insurance fees and expenses Service code 22 | 5605 GLENRIDGE DRIVE-SUITE 400 ATLANTA, GA 30342 | $24K |
| LAPIN LAW FIRM EIN 56-2314652 NONE | Other fees; Legal; Direct payment from the plan; Consulting fees Service code 29 | 300 E LOMBARD ST -STE 840 BALTIMORE, MD 21202 | $24K |
| WELLS FARGO NONE | Other fees; Investment management; Direct payment from the plan; Trustee (bank, trust company, or similar financial institution); Other services Service code 21 | 420 MONTGOMERY STREET SAN FRANCISCO, CA 94163 | $22K |
| GROOM LAW GROUP EIN 52-1219029 NONE | Legal; Direct payment from the plan Service code 29 | — | $19K |
| JUNIOR MONTEIRO EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $19K |
| STRATEGIC PERFORMANCE GROUP EIN 84-4698708 NONE | Other fees; Other services; Consulting (general); Direct payment from the plan Service code 16 | — | $19K |
| ADI DASSLER INT'L FAM OFFICE/RAYMON NONE | Direct payment from the plan; Investment advisory (plan); Investment management; Other investment fees and expenses; Securities brokerage commissions and fees Service code 27 | 4830 WEST KENNEDY BLVD-SUITE 650 TAMPA, FL 33609 | $18K |
| BERNARD HEALTH NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Recordkeeping fees Service code 15 | 2817 WEST END AVENUE,STE. 126-281 NASHVILLE, TN 37203 | $17K |
| ROBERT MILLER NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Insurance services; Direct payment from the plan Service code 22 | 4 OWNES WAY SCARBOROUGH, MA 04074 | $16K |
| AGENCYBLOC NONE | Insurance services; Direct payment from the plan Service code 23 | 115 E 2ND STREET CEDAR FALLS, IA 50613 | $16K |
| GREGORY CATSOULIS EIN 26-4678868 NONE | Insurance services; Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $13K |
| BEVCAP MANAGEMENT NONE | Insurance agents and brokers; Insurance services; Other fees; Direct payment from the plan Service code 22 | 120 WEST VIRGINIA STREET - SUITE 20 MONTGOMERY, TX 75069 | $12K |
| VANESSA REISER NONE | Other services; Direct payment from the plan; Other fees Service code 49 | 1703 LINSCOMBAVE. AUSTIN, TX 78704 | $12K |
| COMPLETE MARKETING CONCEPTS NONE | Other services; Other fees; Direct payment from the plan Service code 49 | 8241 264TH ST. E MYWAKKA CITY, FL 34251 | $10K |
| COMPASS BENEFIT SEPCI, INC. EIN 39-1749728 NONE | Insurance agents and brokers; Insurance services; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $9K |
| ALISON MORANT NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan; Insurance services Service code 22 | 203 CRYSTAL WAY BELLINGHAM, MA 02019 | $9K |
| LINDA T FISHER 5500 CONSULTING, LLC NONE | Consulting (general); Direct payment from the plan; Other services; Other fees Service code 16 | 318 HALF DAY ROAD-SUITE 205 BUFFALO GROVE, IL 60089 | $8K |
| HUDSPETH BENEFITS GROUP EIN 62-1572362 NONE | Direct payment from the plan; Insurance services; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | PO BOX 75190 BALTIMORE, MD 21275 | $7K |
| FOSTERTHINKING NONE | Consulting (general); Other services; Other fees; Direct payment from the plan Service code 16 | 2900 WEST ANDERSON LANE-SUITE C200 UNIT 339 AUSTIN, TX 78757 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,509 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,536 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 8,687 | $3.2M |
| Vision(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 4,685 | $553K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 8,687 | $3.2M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 8,687 | $3.2M |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 175 | $79K |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 8,687 | $3.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,687 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.