| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOC BUILDERS & CONTRACTORS INS SE3 Filed as: ASSOC BUILDERS & CONTRACTORS INS. | 440 1ST ST NW, SUITE 2 WASHINGTON, DC 20001 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 4.87% |
| ASSOCIATED BLDRS & CONTRACTORS INS3 | 4250 FAIRFAX DR - FL 9TH ARLINGTON, VA 22203 | NATIONAL UNION FIRE INSURANCE CO OF PITTSBURGH, PA | $2K | — | $2K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REMINGTON JAYASHEKARAMURTHY EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $510K |
| ADAM T. BONSKY EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $417K |
| CHRISTA VAN DER VEER EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $189K |
| LASHONDA P WILLIAMS EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $130K |
| BARBARA PFAFFLY EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $128K |
| KELLIE STEWART EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $111K |
| WOODY JANG EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $95K |
| KEVIN DUPONT EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $94K |
| CHAUNCEY DELANEY EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $84K |
| ENITOR WILLIAMS EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $77K |
| JASON YOUNG & ASSOCIATES NONE | Custodial (other than securities); Investment management; Investment management fees paid directly by plan; Float revenue Service code 18 | 3355 LENOX ROAD NE, SUITE 750 ATLANTA, GA 30326 | $77K |
| TAUNYA R BURNETTE-GREENWOOD EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $75K |
| ADAM FLEEK EIN 57-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $62K |
| MCGREGOR & ASSOCIATES NONE | Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Other services Service code 15 | 997 GOVERNORS LANE-SUITE 175 LEXINGTON, KY 40513 | $61K |
| JOSHUA LINDEMAN EIN 57-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $57K |
| CIANNA DILLOW EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $52K |
| MADELINE IGNASH EIN 57-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $50K |
| ARMANINO, LLP EIN 94-6214841 NONE | Consulting (general); Other services; Consulting fees; Accounting (including auditing); Direct payment from the plan Service code 10 | PO BOX 206700 DALLAS, TX 75320 | $45K |
| STEPHANIE GAMBLE-NECKER EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $44K |
| BENEFITS COMPLIANCE SOLUTIONS, LLC NONE | Insurance brokerage commissions and fees; Insurance services; Insurance agents and brokers; Direct payment from the plan; Consulting (general); Other services Service code 16 | 1500 WEST LYNN STREET-STE 103 AUSTIN, TX 78703 | $40K |
| LAPIN LAW FIRM EIN 56-2314652 NONE | Legal; Direct payment from the plan; Consulting fees; Other fees Service code 29 | 200 E LOMBARD ST -STE 840 BALTIMORE, MD 21202 | $30K |
| ZYWAVE EIN 04-3670979 NONE | Direct payment from the plan; Insurance services Service code 23 | 10100 INNOVATION DRIVE-STE 300 MILWAUKEE, TN 53266 | $27K |
| MINERAL NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 100 SW MARKET STREET-2ND FLOOR PORTLAND, OR 97201 | $20K |
| FOSTERTHINKING NONE | Other fees; Other services; Consulting (general); Direct payment from the plan Service code 16 | 2900 WEST ANDERSON LANE-SUITE C200 UNIT 339 AUSTIN, TX 78757 | $20K |
| WEAVER PARTNERS NONE | Direct payment from the plan; Consulting fees; Consulting (general); Other fees; Other services Service code 16 | 112 SPRING STREET BATAVIA, IL 60510 | $19K |
| BERNARD HEALTH NONE | Recordkeeping fees; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 2817 WEST END AVENUE,STE. 126-281 NASHVILLE, TN 37203 | $17K |
| TRIUMPH STAFFING NONE | Other fees; Other services; Consulting (general); Consulting fees; Direct payment from the plan Service code 16 | 1165 HATTERAS LANE HOLLYWOOD, FL 33019 | $17K |
| AGENCYBLOC NONE | Direct payment from the plan; Insurance services Service code 23 | 115 E 2ND STREET CEDAR FALLS, IA 50613 | $14K |
| GOTEAM NONE | Direct payment from the plan; Other fees; Other services; Consulting (general) Service code 16 | 8 THE GREEN-STE A DOVER, DE 19901 | $12K |
| 4IMPRINT MARKETING NONE | Other services; Copying and duplicating; Direct payment from the plan Service code 36 | 101 COMMERCE ST OSHKOSH, WI 54901 | $10K |
| FERENCZY BENEFITS LAW CENTER NONE | Other fees; Direct payment from the plan; Legal; Consulting (general); Other services Service code 16 | 2635 CENTURY PARKWAY-SUITE 200 ATLANTA, GA 30345 | $10K |
| DLA PIPER LLP EIN 06-1593514 NONE | Legal; Direct payment from the plan; Consulting fees; Other services Service code 29 | PO BOX 75190 BALTIMORE, MD 21275 | $10K |
| BF SAUL INSURANCE AGENCY NONE | Direct payment from the plan; Insurance services Service code 23 | 7501 WISCONSIN AVENUE, SUITE 1500E BETHESDA, MD 20814 | $10K |
| COMPLETE MARKETING CONCEPTS NONE | Direct payment from the plan; Other fees; Other services Service code 49 | 8241 264TH ST. E MYWAKKA CITY, FL 34251 | $9K |
| VICKI TEDDER NONE | Consulting (general); Direct payment from the plan Service code 16 | 3108 PINE ROAD ORANGE PARK, FL 32065 | $8K |
| PATRA CORPORATION NONE | Other fees; Other services; Consulting fees; Direct payment from the plan; Consulting (general) Service code 16 | 1107 INVESTMENT BLVD - SUITE 100 EL DORADO HILLS, CA 95782 | $7K |
| DAY & NIGHT PRINTING, INC. EIN 36-6169860 NONE | Other services; Other fees; Copying and duplicating; Direct payment from the plan Service code 36 | 8618 WESTWOOD CENTER DR # 100 VIENNA, VA 22182 | $7K |
| HEALTHEE NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance services; Insurance brokerage commissions and fees Service code 15 | 368 9TH AVENUE NEW YORK, NY 10001 | $5K |
| AD MOTIONS DIRECT EIN 73-0687241 NONE | Direct payment from the plan; Other fees; Other services Service code 49 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,438 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 45 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,483 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 8,330 | $2.2M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 4,532 | $203K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 8,330 | $2.2M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 8,330 | $2.2M |
| Long-term disability | RELIANCE STANDARD | 230 | $89K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 8,330 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,330 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.