| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOC BUILDERS & CONTRACTORS INS SE3 Filed as: ASSOC BUILDERS & CONTRACTORS INS. | 440 1ST ST NW, SUITE 2 WASHINGTON, DC 20001 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 5.36% |
| ASSOCIATED BLDRS & CONTRACTORS INS3 | 4250 FAIRFAX DR - FL 9TH ARLINGTON, VA 22203 | NATIONAL UNION FIRE INSURANCE CO OF PITTSBURGH, PA | $2K | — | $2K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SHMUEL MELAMED EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $345K |
| REMINGTON JAYASHEKARAMURTHY EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $325K |
| CHRISTA VAN DER VEER EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $202K |
| ADAM T. BONSKY EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $133K |
| LASHONDA P WILLIAMS EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $126K |
| BARBARA PFAFFLY EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $113K |
| KELLIE STEWART EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $105K |
| HIREBETTER LLC NONE | Consulting (general); Other services; Direct payment from the plan; Consulting fees; Other fees Service code 16 | 901 S MOPAC EXPY, STE 180 AUSTIN, TX 78746 | $100K |
| WOODY JANG EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $99K |
| KEVIN DUPONT EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $98K |
| JASON YOUNG & ASSOCIATES NONE | Custodial (other than securities); Float revenue; Investment management; Investment management fees paid directly by plan Service code 18 | 3355 LENOX ROAD NE, SUITE 750 ATLANTA, GA 30326 | $93K |
| CHAUNCEY DELANEY EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $82K |
| ENITOR WILLIAMS EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $81K |
| TAUNYA R BURNETTE-GREENWOOD EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $74K |
| ADAM FLEEK EIN 57-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $57K |
| VICKI M TEDDER EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $56K |
| LAURA SCOTT WILLIAMS EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $46K |
| MADELINE IGNASH EIN 57-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $42K |
| JOSHUA LINDEMAN EIN 57-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $40K |
| ROBERT MILLER NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers; Insurance services Service code 22 | 4 OWENS WAY SCARBOROUGH, MA 04074 | $35K |
| MCGREGOR & ASSOCIATES NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other fees; Other services; Direct payment from the plan Service code 15 | 997 GOVERNORS LANE-SUITE 175 LEXINGTON, KY 40513 | $29K |
| RSM US LLP EIN 52-1855942 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 2021 L ST NW SUITE 400 WASHINGTON, DC 20036 | $26K |
| ZYWAVE EIN 04-3670979 NONE | Direct payment from the plan; Insurance services Service code 23 | 10700 WEST RESEARCH RD MILWAUKEE, TN 53266 | $24K |
| THINKHR NONE | Direct payment from the plan; Consulting (general) Service code 16 | 4637 CHABOT DRIVE-SUITE 200 PLEASANTON, CA 94588 | $19K |
| MINERAL NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 100 SW MARKET STREET-2ND FLOOR PORTLAND, OR 97201 | $19K |
| MAXWELL HEALTH, INC. EIN 06-1593514 NONE | Recordkeeping fees; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 13 | — | $19K |
| DOUGLAS FREESE EIN 52-1115752 EMPLOYEE OF TRUST | Direct payment from the plan; Employee (plan) Service code 30 | — | $15K |
| AGENCYBLOC NONE | Insurance services; Direct payment from the plan Service code 23 | 201 WASHINGTON STREET CEDAR FALLS, IA 50613 | $13K |
| HUDSPETH BENEFITS GROUP NONE | Insurance services; Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | PO BOX 17722 MEMPHIS, TN 38187 | $12K |
| BERNARD HEALTH NONE | Direct payment from the plan Service code 50 | 2817 WEST END AVENUE,STE. 126-281 NASHVILLE, TN 37203 | $10K |
| ARMANINO LLP NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | PO BOX 206700 DALLA, TX 75320 | $10K |
| THE SPENCER JAMES GROUP, INC. EIN 56-2314652 NONE | Direct payment from the plan; Other services; Other fees Service code 49 | — | $10K |
| COMPASS BENEFIT SPECIALISTS, INC. EIN 39-1749728 NONE | Insurance brokerage commissions and fees; Insurance services; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $9K |
| BF SAUL INSURANCE AGENCY NONE | Insurance services; Direct payment from the plan Service code 23 | 7501 WISCONSIN AVENUE, SUITE 1500E BETHESDA, MD 20814 | $9K |
| COMPLETE MARKETING CONCEPTS NONE | Other fees; Other services; Direct payment from the plan Service code 49 | 8241 264TH ST. E MYWAKKA CITY, FL 34251 | $9K |
| SHARJEEL AHMED EIN 52-1115752 EMPLOYEE OF TRUST | Employee (plan); Direct payment from the plan Service code 30 | — | $7K |
| LEADERSHIP ALLIANCE EIN 44-0546869 NONE | Other services; Direct payment from the plan Service code 49 | — | $7K |
| HARTFORD INSURANCE COMPANY EIN 06-0383750 NONE | Insurance services; Other insurance fees and expenses; Direct payment from the plan Service code 23 | — | $7K |
| VICKI TEDDER NONE | Consulting (general); Direct payment from the plan Service code 16 | 3108 PINE ROAD ORANGE PARK, FL 32065 | $7K |
| CNA INSURANCE EIN 36-6169860 NONE | Insurance services; Direct payment from the plan; Other insurance fees and expenses Service code 23 | — | $7K |
| GREG A CATSOULIS NONE | Insurance services; Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 182 TURNPIKE ROAD- SUITE 200 WESTBOROUGH, MA 01581 | $6K |
| LONG CONSULTING GROUP, LLC NONE | Other fees; Direct payment from the plan; Other services; Consulting (general); Consulting fees Service code 16 | 1 LEISURE LANE FREEVILLE, NY 13068 | $6K |
| BILL.COM NONE | Other fees; Other services; Direct payment from the plan Service code 49 | 1810 EMBARCADERO ROAD PALO ALTO, CA 94303 | $5K |
| ACCRUE SOLUTIONS NONE | Direct payment from the plan; Other fees; Contract Administrator Service code 13 | PO BOX 736307 DALLAS, TX 75373 | $5K |
| AD MOTIONS DIRECT EIN 73-0687241 NONE | Other services; Direct payment from the plan Service code 49 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,596 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,596 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 7,596 | $2.3M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 3,790 | $184K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 7,596 | $2.3M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 7,596 | $2.3M |
| Long-term disability | RELIANCE STANDARD | 228 | $107K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 7,596 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,596 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.