| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON ST., STE. 17100 BOSTON, MA 02108 | METROPOLITAN LIFE INSURANCE COMPANY | $126K | $95K | $222K | 4.04% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON ST., STE. 1700 BOSTON, MA 02108 | METROPOLITAN LIFE INSURANCE COMPANY | — | $257 | $257 | 0.00% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS | 1 BEACON ST., STE. 1700 BOSTON, MA 02108 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $4K | — | $4K | 0.62% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN DBA PACIFIC RESOURCES | 75 STATE ST., STE. 1710 #1710 BOSTON, MA 02109 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 0.50% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN DBA STRATEGIC NON-MED | 1 BEACON ST., STE. 1700 BOSTON, MA 02108 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 0.38% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON ST., STE. 17100 BOSTON, MA 02108 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | $2K | $21K | 5.66% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON ST., STE. 1700 BOSTON, MA 021083107 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $5K | $30K | 9.43% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | PO BOX 746600 ATLANTA, GA 30374 | METLIFE LEGAL PLANS | $22K | $3K | $25K | 9.28% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | PO BOX 746600 SUITE 515 ATLANTA, GA 30374 | METLIFE LEGAL PLANS | $5K | $480 | $6K | 2.24% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 321 N CLARK ST., STE 940 CHICAGO, IL 60654 | METLIFE LEGAL PLANS | — | $2K | $2K | 0.64% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 75 STATE ST, STE 1710 BOSTON, MA 21083 | METLIFE LEGAL PLANS | — | $13 | $13 | 0.00% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON ST., STE. 17100 BOSTON, MA 02108 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 2.01% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON ST., STE. 17100 BOSTON, MA 02108 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $3K | $15K | 9.30% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 1 BEACON ST., STE. 17100 BOSTON, MA 02108 | MINNESOTA LIFE INSURANCE COMPANY | — | $250 | $250 | 0.64% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 21300 VICTORY BLVD SUITE 635 WOODLAND HILLS, CA 913672525 | ZURICH AMERICAN INSURANCE COMPANY | $5K | — | $5K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,869 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 85 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 12,954 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,420 | $521K |
| Dental | DELTA DENTAL OF OHIO | 14,810 | $4.6M |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 13,766 | $663K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 15,480 | $5.5M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 15,480 | $5.7M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 15,480 | $5.5M |
| Other(7 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 28,516 | $6.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 28,516 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.