| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WEINER INSURANCE, INC. Filed as: WEINER INS INC | 13951 N. SCOTTSDALE ROAD SUITE 131 SCOTTSDALE, AZ 83254 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 9.13% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE EIN 59-1031071 ADMINISTRATOR | Contract Administrator; Other services; Float revenue; Claims processing; Non-monetary compensation; Named fiduciary; Participant communication; Direct payment from the plan; Investment management fees paid indirectly by plan Service code 12 | — | $1.6M |
| SEIU NATIONAL INDUSTRY PENSION FUND EIN 52-0812348 AFFILIATE | Contract Administrator Service code 13 | — | $1.4M |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Consulting (general); Actuarial Service code 11 | — | $262K |
| DELTA DENTAL EIN 52-1479587 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $165K |
| WILSON-MCSHANE CORPORATION EIN 41-0956552 NONE | Claims processing Service code 12 | — | $91K |
| GARCIA HAMILTON & ASSOCIATES EIN 76-0589652 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $48K |
| MOONEY, GREEN, BAKER & SAINDON LLP EIN 52-1958229 NONE | Legal; Direct payment from the plan Service code 29 | — | $40K |
| SALTER & COMPANY, LLC EIN 20-8078757 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $25K |
| AMALGAMATED BANK EIN 13-4920330 NONE | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | — | $11K |
| MARQUETTE ADVISORS EIN 36-3485298 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,013 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 6,013 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CAREFIRST BLUECROSS BLUESHIELD | 2,003 | $13.6M |
| Dental(3 contracts, 3 carriers) | DELTA DENTAL OF THE DISTRICT OF COLUMBIA | 5,219 | $1.6M |
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 1,009 | $62K |
| Stop-loss / reinsurancereinsurance | CIGNA | 4,067 | $553K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,219 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.