No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SEIU NATIONAL INDUSTRY PENSION FUND EIN 52-0812348 AFFILIATE | Contract Administrator Service code 13 | — | $2.6M |
| CIGNA HEALTH AND LIFE INSURANCE EIN 59-1031071 ADMINISTRATOR | Named fiduciary; Participant communication; Contract Administrator; Investment management fees paid indirectly by plan; Claims processing; Float revenue; Non-monetary compensation; Other services; Direct payment from the plan Service code 12 | — | $2.3M |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Consulting (general); Actuarial Service code 11 | — | $263K |
| HEALTH CARE SERVICE CORP EIN 36-1236610 ADMINISTRATOR | Claims processing; Contract Administrator; Direct payment from the plan; Non-monetary compensation; Other services; Participant communication Service code 12 | — | $158K |
| DELTA DENTAL EIN 52-1479587 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $149K |
| ASSOC THIRD PARTY ADMINISTRATORS NONE | Claims processing Service code 12 | 1640 S LOOP ROAD ALAMEDA, CA 94502 | $48K |
| MOONEY, GREEN, BAKER & SAINDON LLP EIN 52-1958229 NONE | Legal; Direct payment from the plan Service code 29 | — | $41K |
| SALTER & COMPANY, LLC EIN 20-8078757 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $25K |
| WILSON-MCSHANE CORPORATION EIN 41-0956552 NONE | Claims processing Service code 12 | — | $21K |
| MARQUETTE ADVISORS EIN 36-3485298 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $10K |
| AMALGAMATED BANK EIN 13-4920330 NONE | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,394 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,394 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH CARE SERVICE CORPORATION | 806 | $1.3M |
| Dental(2 contracts) | DELTA DENTAL OF THE DISTRICT OF COLUMBIA | 4,576 | $1.6M |
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 947 | $69K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | CIGNA | 5,986 | $689K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,986 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.