| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $104K | $104K | 1.79% |
| WILLIS TOWERS WATSON US LLC3 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $64 | $64 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | HARTFORD LIFE AND ACCIDENT | $0 | $46K | $46K | 1.33% |
| WILLIS TOWERS WATSON US LLC3 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $15K | $15K | 1.83% |
| WILLIS TOWERS WATSON US LLC3 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $64 | $64 | 0.01% |
| BARENS, KRISTIN, LUCILLE3 Filed as: BARENS, KRISTIN LUCILLE | 14380 S CADDIS CT JACKSON, NY 83001 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $36K | — | $36K | 7.72% |
| YARBROUGH, KENNETH C3 | 3224 LANIER DRIVE ATLANTA, GA 30319 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $24K | $4K | $27K | 5.89% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $12K | $12K | 2.62% |
| MULLINTBG INSURANCE AGENCY SERVICES3 | 100 N SEPULVEDA BLVD STE 500 EL SEGUNDO, CA 90245 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $6K | $619 | $6K | 1.36% |
| MULLIN BARENS SANFORD FINANCIAL3 | 1421 EMERSON AVE OXFORD, CA 93033 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $6K | $6K | 1.32% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. DBA | 375 NORTHRIDGE RD STE 515 ATLANTA, GA 30350 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $2K | $2K | 0.33% |
| MULLINTBG INSURANCE AGENCY SERVICES3 | 100 N SEPULVEDA BLVD STE 500 EL SEGUNDO, CA 90245 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $2K | — | $2K | 9.80% |
| BARENS, KRISTIN, LUCILLE3 Filed as: BARENS, KRISTIN LUCILLE | 14380 S CADDIS CT JACKSON, WY 83001 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 4.58% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $331 | $331 | 1.50% |
| PEACOCK, GEORGE, JOSEPH3 Filed as: PEACOCK, GEORGE JOSEPH | 3624 RAYMOND ST CHEVY CHASE, MD 20815 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $140 | — | $140 | 0.63% |
| MULLINS BARENS SANFORD FINANCIAL3 | 1421 EMERSON AVE OXFORD, CA 93033 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $683 | $224 | $907 | 9.01% |
| YARBROUGH, KENNETH C3 | 3224 LANIER DRIVE ATLANTA, GA 30319 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $459 | $72 | $531 | 5.27% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $265 | $265 | 2.63% |
| MULLINTBG INSURANCE AGENCY SERVICES3 | 100 N SEPULVEDA BLVD STE 500 EL SEGUNDO, CA 90245 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $89 | $15 | $104 | 1.03% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. DBA | 375 NORTHRIDGE RD STE 515 ATLANTA, GA 30350 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $29 | $29 | 0.29% |
| BARENS, KRISTIN, LUCILLE3 Filed as: BARENS, KRISTIN LUCILLE | 14380 S CADDIS CT JACKSON, NY 83001 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $353 | — | $353 | 5.03% |
| MULLINTBG INSURANCE AGENCY SERVICES3 | 100 N SEPULVEDA BLVD STE 500 EL SEGUNDO, CA 90245 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $244 | $18 | $262 | 3.73% |
| YARBROUGH, KENNETH C3 | 3224 LANIER DRIVE ATLANTA, GA 30319 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $157 | $25 | $182 | 2.59% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $134 | $134 | 1.91% |
| MULLIN BARENS SANFORD FINANCIAL3 | 1421 EMERSON AVE OXFORD, CA 93033 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $69 | $69 | 0.98% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. DBA | 375 NORTHRIDGE RD STE 515 ATLANTA, GA 30350 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $10 | $10 | 0.14% |
| YARBROUGH, KENNETH C3 | 3224 LANIER DRIVE ATLANTA, GA 30319 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $223 | $35 | $258 | 9.25% |
| BARENS, KRISTIN, LUCILLE3 Filed as: BARENS, KRISTIN LUCILLE | 14380 S CADDIS CT JACKSON, NY 83001 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $223 | — | $223 | 8.00% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST SUITE 900 PORTLAND, OR 97209 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $90 | $90 | 3.23% |
| MULLIN BARENS SANFORD FINANCIAL3 | 1421 EMERSON AVE OXFORD, CA 93033 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $35 | $35 | 1.25% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. DBA | 375 NORTHRIDGE RD STE 515 ATLANTA, GA 30350 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $12 | $12 | 0.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,159 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 327 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 358 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,844 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | 823 | $5.5M |
| Dental | AETNA LIFE INSURANCE COMPANY | 1,607 | $370K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 15,053 | $5.8M |
| Long-term disability(6 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 8,133 | $4.0M |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 8,217 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,053 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.