| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DR STE 500 BETHESDA, MD 20817 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 0.28% |
| THOMAS ASSOCIATES LLC3 | 2801 SCENIC MEADOW ST. WALDORF, MD 20603 | AFLAC | $8K | $399 | $8K | 4.75% |
| MICHAEL C WALKER3 Filed as: MICHAEL C. WALKER | 203 MARKET ST. STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $5K | $331 | $5K | 3.27% |
| MICHAEL EDWARD RISKA3 | 203 MARKET ST. STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $3K | $84 | $3K | 2.04% |
| MID ATLANTIC BENEFITS GROUP LLC3 Filed as: MID-ATLANTIC BENEFIT GROUP LLC | 203 MARKET ST STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $2K | — | $2K | 1.27% |
| THOMAS ASSOCIATES LLC3 | 110 DUSTIN LN NW MADISON, AL 35757 | AFLAC | $2K | — | $2K | 1.04% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET ST STE 210 WALDORFHAVRE DE GRACE, MD 21078 | AFLAC | $1K | — | $1K | 0.75% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC. | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | AFLAC | $1K | — | $1K | 0.72% |
| JASON ALLAN BARE3 | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $348 | $60 | $408 | 0.24% |
| LISA M GROOM3 Filed as: LISA M. GROOM | 4 REVELSTONE DR. NEWARK, DE 19711 | AFLAC | $211 | — | $211 | 0.13% |
| BRITTANY CARTER3 | PO BOX 217 BENSON, MD 21018 | AFLAC | $142 | $57 | $199 | 0.12% |
| SUSAN L MCCLANE3 Filed as: SUSAN L. MCCLANE | 14 MCMULLENS WHARF PERRYVILLE, MD 21903 | AFLAC | $171 | — | $171 | 0.10% |
| MATTHEW D DIPASQUALE3 | 603 WESTBURY RD. FALLSTON, MD 21047 | AFLAC | $145 | $5 | $150 | 0.09% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC. | 6500 ROCK SPRING DR. STE 500 BETHESDA, MD 20817 | AFLAC | $132 | — | $132 | 0.08% |
| MAUREEN SIBOLD3 | 9017 RED BRANCH RD. STE 201 COLUMBIA, MD 21045 | AFLAC | $129 | — | $129 | 0.08% |
| DAVID MORNINGSTAR3 | 4281 BUCKSKIN WOOD DR. ELLICOTT CITY, MD 21042 | AFLAC | $129 | — | $129 | 0.08% |
| CAROLYN KINSEY3 | 9132 AVENUE C SPARROWS POINT, MD 21219 | AFLAC | $67 | $57 | $124 | 0.07% |
| JEREMY A FELDMAN3 | 12391 HIDDEN BAY DR BERLIN, MD 21811 | AFLAC | $94 | — | $94 | 0.06% |
| THOMAS B SCOTT3 Filed as: THOMAS B. SCOTT | 1295 MONROE ST. HERNDON, VA 20170 | AFLAC | $90 | — | $90 | 0.05% |
| TAYLOR D. THOMAS3 | 1282 SMALLWODD DR. W T PMB 326 WALDORF, MD 20603 | AFLAC | $90 | — | $90 | 0.05% |
| WESLEY K JOHNSON II3 Filed as: WESLEY K. JOHNSON II | 8 REED CIR RISING SUN, MD 21911 | AFLAC | $85 | — | $85 | 0.05% |
| HILARY RADOLEC3 | 165 CROSSBOW LN GAITHERSBURG, MD 20878 | AFLAC | $83 | — | $83 | 0.05% |
| JOHN J REITH3 Filed as: JOHN J. REITH | 7010 HOMELAND CT. PRINCE FREDERICK, MD 20678 | AFLAC | $55 | $20 | $75 | 0.04% |
| BRIAN GEORGE JAEGGI3 | 8591 DYNASTY DR BOCA RATON, FL 33433 | AFLAC | $74 | — | $74 | 0.04% |
| SILBERSTEIN INSURANCE GROUP3 Filed as: RICHARD B. SILBERSTEIN | 2850 QUARRY LAKE DR. STE 303 BALTIMORE, MD 21209 | AFLAC | $67 | — | $67 | 0.04% |
| MATTHEW D DIPASQUALE3 Filed as: MATTHEW D. DIPASQUALE | 1610 SHIRLEY AVE. JOPPA, MD 21085 | AFLAC | $37 | — | $37 | 0.02% |
| HMS INSURANCE ASSOCIATES INC3 Filed as: HMS INS ASSOCIATES INC. | 20 WIGHT AVE STE 100 HUNT VALLEY, MD 21030 | AFLAC | $26 | — | $26 | 0.02% |
| ERIK LIDUMS3 | PO BOX 128 PERRYVILLE, MD 21903 | AFLAC | $18 | $7 | $25 | 0.01% |
| KAREN A DEVINE3 | 46965 CAMEO LN APT 404 LEXINGTON PARK, MD 20653 | AFLAC | $18 | $7 | $25 | 0.01% |
| ENROLLEASE3 Filed as: GOLDEN & COHEN LLC | 6500 ROCK SPRING DR. STE 500 BETHESDA, MD 20817 | AFLAC | $24 | — | $24 | 0.01% |
| MAUREEN SIBOLD3 | 1287 PRINCIPIO FURNACE RD PERRYVILLE, MD 21903 | AFLAC | $24 | — | $24 | 0.01% |
| JENNIFER D EBAUGH3 Filed as: JENNIFER DANIELLE EBAUGH | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $18 | — | $18 | 0.01% |
| JORDAN A PURCELL3 | 72 E. ELLENDALE ST BEL AIR, MD 21014 | AFLAC | $12 | — | $12 | 0.01% |
| EDWIN VEGA3 | 8214 LEE AVE SEVERN, MD 21144 | AFLAC | $12 | — | $12 | 0.01% |
| RITCHIE R SEBENIECHER3 | 11 CHARLCOTE PL BALTIMORE, MD 21218 | AFLAC | $11 | — | $11 | 0.01% |
| SABRINA BUSH3 | PO BOX 15133 PIKESVILLE, MD 21282 | AFLAC | $11 | — | $11 | 0.01% |
| MOIRA C WELLER3 | 7750A KEMP LN FREDERICK, MD 21702 | AFLAC | $10 | — | $10 | 0.01% |
| LAUREN RANDALL3 | 403 CLEARFIELD PL CAPITOL HEIGHTS, MD 20743 | AFLAC | $10 | — | $10 | 0.01% |
| MICHAEL G CAMPBELL3 | 3007 OLD ANNAPOLIS TRL FREDERICK, MD 21701 | AFLAC | $7 | — | $7 | 0.00% |
| JASON D ELLIS3 | 203 MARKET ST STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $5 | $2 | $7 | 0.00% |
| KELLY LYNN FELDMAN3 | 12391 HIDDEN BAY DR. BERLIN, MD 21811 | AFLAC | $6 | — | $6 | 0.00% |
| BRIAN G JAEGGI3 | 15607 W LILLI WAY VAN NUYS, CA 91406 | AFLAC | $6 | — | $6 | 0.00% |
| GWEN MARIE A DAVIS3 | 7749 VALLEY OAK DR ELKRIDGE, MD 21075 | AFLAC | $4 | — | $4 | 0.00% |
| LEROY L. ALEXANDER BENONS3 Filed as: LEROY L ALEXANDER BENONS | 11106 SUPERIOR LNDG BOWIE, MD 20720 | AFLAC | $4 | — | $4 | 0.00% |
| WILLIAM R. HICKS3 Filed as: WILLIAM R HICKS | 7749 VALLEY OAK DR ELKRIDGE, MD 21075 | AFLAC | $2 | — | $2 | 0.00% |
| HALTEN MANAGEMENT SVCS (US) LLC3 Filed as: HALTEN MANAGEMETN SVCS (US) LLC | 15607 W LILLI WAY VAN NUYS, CA 91406 | AFLAC | $2 | — | $2 | 0.00% |
| DALE SHADDOCK3 | 8927 MAYFLOWER RD ROSEDALE, MD 21237 | AFLAC | $1 | — | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 11.13% |
| GROUP, LLC CANALICHIO INSURANCE3 Filed as: S GROUP LLC MID ATLANTIC BENEFIT | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 5.35% |
| BEVERLY THOMAS3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.57% |
| MATTHEW G BERGER3 Filed as: MATTHEW D PISQUALE | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $832 | — | $832 | 1.72% |
| MICHAEL C WALKER3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $557 | — | $557 | 1.15% |
| KAREN PICCININI3 Filed as: KAREN DEVINE | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $128 | — | $128 | 0.26% |
| JASON A BARE3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | 0.08% |
| MATTHEW G BERGER Filed as: MATTHEW D PISQUALE | — | CONTINENTAL AMERICAN INSURANCE COMPANY | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SUNLIFE FINANCIAL EIN 38-1082080 NONE | Other services Service code 49 | — | $908K |
| CAREFIRST ADMINISTRATORS EIN 52-1187907 NONE | Contract Administrator Service code 13 | — | $66K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,344 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,347 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,344 | $611K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,344 | $660K |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,344 | $660K |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,344 | $660K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,344 | $808K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,344 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.