| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DR STE 500 BETHESDA, MD 20817 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 0.80% |
| THOMAS ASSOCIATES LLC3 | 2801 SCENIC MEADOW ST. WALDORF, MD 20603 | AFLAC | $11K | $599 | $11K | 7.43% |
| MICHAEL C WALKER3 Filed as: MICHAEL C. WALKER | 203 MARKET ST. STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $6K | $384 | $6K | 4.25% |
| MICHAEL EDWARD RISKA3 | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $4K | $98 | $4K | 2.58% |
| MID ATLANTIC BENEFITS GROUP LLC3 Filed as: MID-ATLANTIC BENEFIT GROUP LLC | 203 MARKET ST STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $4K | — | $4K | 2.55% |
| HAYS COMPANIES, INC.3 Filed as: HAYS GROUP, INC. | 80 S. 8TH STREET STE 700 MINNEAPOLIS, MN 55402 | AFLAC | $2K | — | $2K | 1.17% |
| TAYLOR D. THOMAS3 | 2801 SCENIC MEADOW ST WALDORF, MD 20603 | AFLAC | $297 | — | $297 | 0.20% |
| LISA M GROOM3 | 4 REVELSTONE DR NEWARK, DE 19711 | AFLAC | $291 | — | $291 | 0.19% |
| JASON ALLAN BARE3 | 203 MARKET STREET STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $283 | $7 | $290 | 0.19% |
| MATTHEW D DIPASQUALE3 Filed as: MATTHEW D. DIPASQUALE | 403 S. EAST AVE BALTIMORE, MD 21224 | AFLAC | $197 | $1 | $198 | 0.13% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE CT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $186 | — | $186 | 0.12% |
| SUSAN L MCCLANE3 Filed as: SUSAN L. MCCLANE | 230 W CLAIBORNE RD APT 201 NORTH EAST, MD 21901 | AFLAC | $179 | — | $179 | 0.12% |
| HMS INSURANCE ASSOCIATES INC3 Filed as: HMS INS ASSOCIATES INC | 20 WIGHT AVE STE 100 HUNT VALLEY, MD 21030 | AFLAC | $170 | — | $170 | 0.11% |
| SCOTT M GOLDEN3 | 8709 BURDETTE RD BETHESDA, MD 20817 | AFLAC | $145 | — | $145 | 0.10% |
| MAUREEN SIBOLD3 | 9017 RED BRANCH RD STE 201 COLUMBIA, MD 21045 | AFLAC | $137 | — | $137 | 0.09% |
| JEREMY A FELDMAN3 Filed as: JEREMY A. FELDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $132 | — | $132 | 0.09% |
| RYAN HINES3 | 4114 21ST RD N ARLINGTON, VA 22207 | AFLAC | $132 | — | $132 | 0.09% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVE APT 713 BETHESDA, MD 20814 | AFLAC | $128 | — | $128 | 0.09% |
| THOMAS B SCOTT3 Filed as: THOMAS B. SCOTT | 1295 MONROE STREET HERNDON, VA 20170 | AFLAC | $111 | — | $111 | 0.07% |
| WESLEY K JOHNSON II3 Filed as: WESLEY K. JOHNSON II | 8 REED CIRCLE RISING SUN, MD 21911 | AFLAC | $109 | — | $109 | 0.07% |
| JORDAN A PURCELL3 | 301 VICTORY GALLOP CT HAVRE DE GRACE, MD 21078 | AFLAC | $88 | $20 | $108 | 0.07% |
| SILBERSTEIN INSURANCE GROUP3 Filed as: RICHARD B SILBERSTEIN | 2850 QUARRY LAKE DR STE 303 BALTIMORE, MD 21209 | AFLAC | $100 | — | $100 | 0.07% |
| JORDAN A PURCELL3 Filed as: JORDAN A. PURCELL | 72 E ELLENDALE ST BEL AIR, MD 21014 | AFLAC | $74 | $17 | $91 | 0.06% |
| BRIAN G JAEGGI3 Filed as: BRIAN G. JAEGGI | 15607 W LILLI WAY VAN NUYS, CA 91406 | AFLAC | $79 | — | $79 | 0.05% |
| SUSAN L MCCLANE3 | 14 MCMULLENS WHARF PERRYVILLE, MD 21903 | AFLAC | $79 | — | $79 | 0.05% |
| ENROLLEASE3 Filed as: GOLDEN & COHEN LLC | 8709 BURDETTE RD BETHESDA, MD 20817 | AFLAC | $42 | — | $42 | 0.03% |
| JASON ALLAN BARE3 | 203 MARKET ST STE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $35 | — | $35 | 0.02% |
| EUGEAN VANHORN3 | 201 PROFESSIONAL DR FAITHERSBURG, MD 20879 | AFLAC | $28 | — | $28 | 0.02% |
| SUSAN L MCCLANE3 Filed as: SUSAN MCCLANE | 555 CONCORD ST UNIT D HAVRE DE GRACE, MD 21078 | AFLAC | $26 | — | $26 | 0.02% |
| PETE E KHALAF3 Filed as: PETE KHALAF | 13005 CARNEY ST SILVER SPRING, MD 20906 | AFLAC | $23 | — | $23 | 0.02% |
| SARAH A ROBERTSON3 Filed as: SARAH ROBERSTON | 5337 SWEETWATER DR. WEST RIVER, MD 20778 | AFLAC | $22 | — | $22 | 0.01% |
| MICHAEL G CAMPBELL3 Filed as: MICHAEL G. CAMPBELL | 3007 OLD ANNAPOLIS TRL. FREDERICK, MD 21701 | AFLAC | $20 | — | $20 | 0.01% |
| HALTEN MANAGEMENT SVCS (US) LLC3 | 15607 LILLY WAY VAN NUYS, CA 91406 | AFLAC | $20 | — | $20 | 0.01% |
| RUSSELL P LASNER3 | 1001 TIMMONY CIR ACCOKEEK, MD 20607 | AFLAC | $16 | — | $16 | 0.01% |
| MAUREEN SIBOLD3 | 9017 RED BRANCH ROAD STE 201 COLUMBIA, MD 21045 | AFLAC | $13 | — | $13 | 0.01% |
| EDWIN VEGA3 | 134 PINECOVE AVE ODENTON, MD 21113 | AFLAC | $11 | — | $11 | 0.01% |
| SABRINA BUSH3 | PO BOX 15133 PIKESVILLE, MD 21282 | AFLAC | $10 | — | $10 | 0.01% |
| MOIRA C WELLER3 Filed as: MOIRA C. WELLER | 7750 A KEMP LANE FREDERICK, MD 21702 | AFLAC | $10 | — | $10 | 0.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (PA) INC | 2600 KELLY RD STE 300 WARRINGTON, PA 18976 | AFLAC | $10 | — | $10 | 0.01% |
| LAUREN RANDALL3 | 403 CLEARFIELD PL CAPITOL HEIGHTS, MD 20743 | AFLAC | $8 | — | $8 | 0.01% |
| JEREMY T YOUNG3 Filed as: JEREMY T. YOUNG | 1910 TOWNE CENTRE BLVD UNIT 1006 ANNAPOLIS, MD 21401 | AFLAC | $8 | — | $8 | 0.01% |
| JEREMY T YOUNG3 | 118 SEA EAGLE DR GRASONVILLE, MD 21638 | AFLAC | $8 | — | $8 | 0.01% |
| JENNIFER D EBAUGH3 Filed as: JENNIFER DANIELLE EBAUGH | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $8 | — | $8 | 0.01% |
| MATTHEW W EVANS3 Filed as: MATTHEW W. EVANS | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | AFLAC | $6 | — | $6 | 0.00% |
| KELLY LYNN FELDMAN3 | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $6 | — | $6 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DR STE 500 BETHESDA, MD 20817 | AFLAC | $6 | — | $6 | 0.00% |
| JEFFREY D HARNED3 Filed as: JEFFREY XAVER | 5300 EAGLES NEST LN LELAND, MI 49654 | AFLAC | $6 | — | $6 | 0.00% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $5 | — | $5 | 0.00% |
| JENNIFER D EBAUGH3 | 1670 MOHEGAN DR UNIT D HAVRE DE GRACE, MD 21078 | AFLAC | $5 | — | $5 | 0.00% |
| GWEN MARIE A DAVIS3 Filed as: GWEN MARIE A. DAVIS | 7749 VALLEY OAK DRIVE ELKRIDGE, MD 21075 | AFLAC | $4 | — | $4 | 0.00% |
| DALE SHADDOCK3 | 8927 MAYFLOWER RD ROSEDALE, MD 21237 | AFLAC | $4 | — | $4 | 0.00% |
| LEROY L. ALEXANDER BENONS3 | 11106 SUPERIOR LANDING BOWIE, MD 20720 | AFLAC | $3 | — | $3 | 0.00% |
| CAMERON GAMBLE3 | 1721 DOUGLAS ST NE WASHINGTON, DC 20018 | AFLAC | $3 | — | $3 | 0.00% |
| WILLIAM R. HICKS3 | 7749 VALLEY OAK DRIVE ELKRIDGE, MD 21075 | AFLAC | $2 | — | $2 | 0.00% |
| CRISTY PAYNE3 | 2458 VALLEY VIEW WAY ELLICOTT CITY, MD 21043 | AFLAC | $2 | — | $2 | 0.00% |
| GABRIELLE VAN HORN3 | 201 PROFESSIONAL DR GAITHERSBURG, MD 21043 | AFLAC | $1 | — | $1 | 0.00% |
| BAO-HUONG N TRAN3 Filed as: BAO-HUONG TRAN | 7420 WESTLAKE TER APT 402 BETHESDA, MD 20817 | AFLAC | $1 | — | $1 | 0.00% |
| POTOMAC BASIN GROUP ASSOCIATES LLC5 Filed as: POTOMAC BASIN GROUP ASSOC | 4740 CORRIDOR PLACE SUITE B BELTSVILLE, MD 20705 | GHMSI | — | $3K | $3K | 5.44% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | GHMSI | — | $191 | $191 | 0.30% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAREFIRST ADMINISTRATORS EIN 52-1187907 NONE | Contract Administrator Service code 13 | — | $2.3M |
| STEALTH BENEFIT SOLUTIONS EIN 27-0290866 NONE | Insurance services Service code 23 | — | $515K |
| THE MELTZER GROUP EIN 52-1658844 NONE | Insurance agents and brokers Service code 22 | — | $134K |
| HEALTHSPARQ NONE | Other services Service code 49 | 100 SW MARKET ST. M/S WW3-31 PORTLAND, OR 97201 | $5K |
| CONIFER HEALTH EIN 23-1728483 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,556 | $559K |
| Vision | GHMSI | 784 | $64K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,556 | $559K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,556 | $559K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,556 | $559K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,556 | $723K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,556 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.