| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOBBY JACKSON3 | 19 TOMBER COURT BALTIMORE, MD 21207 | UNITED CONCORDIA INSURANCE COMPANY | $4K | — | $4K | 6.27% |
| HUNT & ASSOCIATES, INC.3 | 30 W GUDE DRIVE STE 210 ROCKVILLE, MD 20850 | GUARDIAN | $7K | — | $7K | 13.19% |
| HUNT & ASSOCIATES, INC.3 | 1 RESEARCH CT STE 450 ROCKVILLE, MD 20850 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 7.72% |
| VALERIE MITCHUM-WILLIAMS3 | 4108 HUPA PL RANDALLSTOWN, MD 21133 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 4.80% |
| BOBBY JACKSON3 | 19 TOMBER COURT BALTIMORE, MD 21207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $241 | — | $241 | 0.67% |
| JEFFREY MOTSCO3 | 15612 LINDEN GROVE LN WOODBINE, MD 21797 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $87 | $15 | $102 | 0.28% |
| JEANENE MOTSCO3 | 15612 LINDEN GROVE LN WOODBINE, MD 21797 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $87 | $14 | $101 | 0.28% |
| G R S INC3 Filed as: G R S,INC. | 3278 TAHOE CT NAPLES, FL 34119 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | — | $37 | 0.10% |
| MULLANEY ENTERPRISES LLC3 Filed as: MULLANEY ENTERPRISES, LLC | 5501 TWIN KNOLLS ROAD COLUMBIA, MD 21045 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | — | $28 | 0.08% |
| MARGARET F. GORMAN3 | 2418 N OTTAWA ST. ARLINGTON, MD 22205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.07% |
| DICE INSURANCE INC3 Filed as: DICE INSURANCE, INC. | 5219 CASENTINO CT MYRTLE BEACH, SC 29579 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.07% |
| MARK E WERNER II3 Filed as: MARK E WERNER LI | 4423 WYNN ROAD BALTIMORE, MD 21236 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.06% |
| STEPHANIE BARBER3 | 5314 EAST AVE BALTIMORE, MD 21206 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | — | $20 | 0.06% |
| COLLEEN A VOGAN3 Filed as: COLLEEN A. VOGAN | 5018 COBBLESTONE COURT ELLICOTT CITY, MD 21043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.05% |
| TRACEY MATZ3 | 2036 MARDIC DRIVE FOREST HILL, MD 21050 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BOBBY JACKSON3 | 5812 D EDGEPARK RD BALTIMORE, MD 21239 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $1K | — | $1K | 6.99% |
| BOBBY JACKSON3 | 19 TOMBER COURT BALTIMORE, MD 21207 | UNITED CONCORDIA DENTAL PLANS, INC. | $991 | — | $991 | 6.42% |
| BOBBY JACKSON3 | 19 TOMBER COURT BALTIMORE, MD 21207 | UNITED CONCORDIA DENTAL PLANS, INC. | $152 | — | $152 | 6.96% |
| SF&C INSURANCE ASSOCIATES INC3 Filed as: SF&C INSURANCE ASSOCIATES | 10075 RED RUN BLVD OWINGS MILLS, MD 21117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $42 | — | $42 | 2.54% |
| VALERIE MITCHUM-WILLIAMS3 | 4108 HUPA PL RANDALLSTOWN, MD 21133 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | — | $14 | 0.85% |
| ANTON MAYBANK3 | 9500 SIDEBROOK RD OWINGS MILLS, MD 21117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.30% |
| VALERIE MITCHUM-WILLIAMS | 4108 HUPA PL RANDALLSTOWN, MD 21133 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $30 | — | $30 | 4.15% |
| JEANENE MOTSCO | 15612 LINDEN GROVE LN WOODBINE, MD 21797 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.41% |
| JEFFREY MOTSCO | 15612 LINDEN GROVE LN WOODBINE, MD 21797 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 300 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 300 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(4 contracts, 3 carriers) | UNITED CONCORDIA INSURANCE COMPANY | 193 | $104K |
| Life insurance(4 contracts, 3 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 494 | $83K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 39 | $36K |
| Long-term disability | GUARDIAN | 195 | $51K |
| Other(2 contracts, 2 carriers) | GUARDIAN | 494 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 494 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.