| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOBBY JACKSON3 | 19 TOMBER COURT BALTIMORE, MD 21207 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $5K | — | $5K | 6.81% |
| EARL EUGENE HUNT3 | 3803 WINGLEAF COURT ROCKVILLE, MD 20853 | GUARDIAN | $9K | — | $9K | 14.86% |
| HUNT & ASSOCIATES, INC.3 | 1 RESEARCH CT STE 450 ROCKVILLE, MD 20850 | UNITED HEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 17.69% |
| VALERIE MITCHUM-WILLIAMS3 | 5812 D EDGEPARK RD BALTIMORE, MD 21239 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 7.30% |
| BOBBY JACKSON3 | 19 TOMBER COURT BALTIMORE, MD 21207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $345 | — | $345 | 0.72% |
| JEFFREY MOTSCO3 | 5965 SANDY RIDGE ELKRIDGE, MD 21075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $176 | $126 | $302 | 0.63% |
| JEANENE MOTSCO3 | 5965 SANDY RIDGE ELKRIDGE, MD 21075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $176 | $62 | $238 | 0.50% |
| JOHN C. PANEK3 | 228 CROCKER DR. BEL AIR, MD 21014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $68 | — | $68 | 0.14% |
| G R S INC3 Filed as: G R S,INC. | 3278 TAHOE CT NAPLES, FL 34119 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $63 | — | $63 | 0.13% |
| MULLANEY ENTERPRISES LLC3 Filed as: MULLANEY ENTERPRISES, LLC | 5501 TWIN KNOLLS ROAD COLUMBIA, MD 21045 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $58 | — | $58 | 0.12% |
| DICE INSURANCE INC3 Filed as: DICE INSURANCE, INC. | 5219 CASENTINO CT MYRTLE BEACH, SC 29579 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | — | $41 | 0.09% |
| COLLEEN A VOGAN3 Filed as: COLLEEN A. VOGAN | 5018 COBBLESTONE COURT ELLICOTT CITY, MD 21043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.07% |
| MARGARET F. GORMAN3 | 2418 N OTTAWA ST. ARLINGTON, VA 22205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.07% |
| MARK E WERNER II3 Filed as: MARK E WERNER LI | 4423 WYNN ROAD BALTIMORE, MD 21236 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | — | $28 | 0.06% |
| STEPHANIE BARBER3 | P.O. BOX 10173 BALTIMORE, MD 21285 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.05% |
| TRACEY MATZ3 | 2036 MARDIC DRIVE FOREST HILL, MD 21050 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BOBBY JACKSON3 | 19 TOMBER COURT BALTIMORE, MD 21207 | UNITED CONCORDIA DENTAL PLANS, INC. | $1K | — | $1K | 6.81% |
| BOBBY JACKSON3 | 19 TOMBER COURT BALTIMORE, MD 21207 | UNITED CONCORDIA INSURANCE COMPANY | $769 | — | $769 | 6.82% |
| VALERIE MITCHUM-WILLIAMS3 | 5812 D EDGEPARK RD BALTIMORE, MD 21239 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $603 | — | $603 | 16.05% |
| JEFFREY MOTSCO3 | 5965 SANDY RIDGE ELKRIDGE, MD 21075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $33 | $72 | 1.92% |
| JEANENE MOTSCO3 | 5965 SANDY RIDGE ELKRIDGE, MD 21075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | $16 | $55 | 1.46% |
| BOBBY JACKSON3 | 19 TOMBER COURT BALTIMORE, MD 21207 | UNITED CONCORDIA DENTAL PLANS, INC. | $158 | — | $158 | 6.70% |
| SF&C INSURANCE ASSOCIATES INC3 Filed as: SF&C INSURANCE ASSOCIATES | 10075 RED RUN BVLD OWINGS MILLS, MD 21117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $60 | — | $60 | 2.98% |
| VALERIE MITCHUM-WILLIAMS3 | 5812 D EDGEPARK RD BALTIMORE, MD 21239 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | — | $30 | 1.49% |
| ANTON MAYBANK3 | 9500 SIDEBROOK RD OWINGS MILLS, MD 21117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 257 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 257 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(4 contracts, 3 carriers) | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | 198 | $99K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 53 | $50K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 53 | $48K |
| Long-term disability | GUARDIAN | 250 | $57K |
| Other | UNITED HEALTHCARE INSURANCE COMPANY | 270 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 270 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.