| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNT & ASSOCIATES, INC.3 | 1 RESEARCH CT STE 450 ROCKVILLE, MD 20850 | UNITED HEALTHCARE INSURANCE COMPANY | $94K | — | $94K | 3.51% |
| VALERIE MITCHUM-WILLIAMS3 | 5812 D EDGEPARL RD BALTIMORE, MD 21239 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 7.91% |
| BOBBY JACKSON3 | 19 TOMBER COURT BALTIMORE, MD 21207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $593 | — | $593 | 0.99% |
| JEFFREY MOTSCO3 | 5965 SANDY RIDGE ELKRIDGE, MD 21075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $133 | $89 | $222 | 0.37% |
| JEANENE MOTSCO3 | 5965 SANDY RIDGE ELKRIDGE, MD 21075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $133 | $73 | $206 | 0.34% |
| JOHN C. PANEK3 | 3014 TIFFANY TRAIL ABINGDON, MD 21009 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $123 | — | $123 | 0.21% |
| MULLANEY ENTERPRISES LLC3 Filed as: MULLANEY ENTERPRISES, LLC | 5850 WATERLOO RD. COLUMBIA, MD 21043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $110 | — | $110 | 0.18% |
| G R S INC3 Filed as: G R S,INC. | 3278 TAHOE CT NAPLES, FL 34119 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $79 | — | $79 | 0.13% |
| MARK E WERNER II3 Filed as: MARK WERNER II | 4423 WYNN ROAD BALTIMORE, MD 21236 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $70 | — | $70 | 0.12% |
| COLLEEN A VOGAN3 Filed as: COLLEEN A. VOGAN | 5018 COBBLESTONE COURT ELLICOTT CITY, MD 21043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | — | $64 | 0.11% |
| MARGARET F. GORMAN3 | 2418 N OTTAWA ST. ARLINGTON, VA 22205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | — | $64 | 0.11% |
| DICE INSURANCE INC3 Filed as: DICE INSURANCE, INC. | 38 BELMORE RD. LUTHERVILLE, MD 21093 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | — | $50 | 0.08% |
| STEPHANIE BARBER3 | P.O. BOX 10173 BALTIMORE, MD 21285 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.04% |
| LAWRENCE KROPP3 | 8800 BOSLEY RD ELLICOTT CITY, MD 21043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.03% |
| ANDERSON INC3 Filed as: ANDERSON, INC. | 69 DUTCH DRIVE CONOWINGO, MD 21918 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| HUNT & ASSOCIATES, INC.3 | 1 RESEARCH CT STE 450 ROCKVILLE, MD 20850 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | $0 | $2K | 5.07% |
| HUNT & ASSOCIATES, INC.3 | ONE RESEARCH COURT, SUITE 450 ROCKVILLE, MD 20850 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 10.00% |
| BOBBY JACKSON3 | 19 TOMBER COURT BALTIMORE, MD 21207 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $3K | — | $3K | 7.69% |
| BOBBY JACKSON3 | 19 TOMBER COURT BALTIMORE, MD 21207 | UNITED CONCORDIA DENTAL PLANS, INC. | $2K | — | $2K | 6.99% |
| VALERIE MITCHUM-WILLIAMS3 | 5812 D EDGEPARL RD BALTIMORE, MD 21239 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 20.23% |
| SF&C INSURANCE ASSOCIATES INC3 Filed as: SF&C INSURANCE ASSOCIATES | 10075 RED RUN BLVD. OWINGS MILLS, MD 21117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $817 | — | $817 | 15.95% |
| NATIONAL BENEFIT PARTNERS3 | P.O. BOX 916 DEVON, PA 19333 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $124 | — | $124 | 2.42% |
| ANTON MAYBANK3 | 9500 SIDEBROOK RD. OWINGS MILLS, MD 21117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $106 | — | $106 | 2.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 245 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 245 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 386 | $2.7M |
| Dental(2 contracts, 2 carriers) | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | 157 | $65K |
| Life insurance(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 539 | $110K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 67 | $60K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 243 | $41K |
| Other | UNITED HEALTHCARE INSURANCE COMPANY | 539 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 539 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.