See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $156K |
| ANTHEM HEALTH PLANS, INC. EIN 06-1475928 NONE | Other commissions; Float revenue; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Insurance agents and brokers; Claims processing; Insurance brokerage commissions and fees; Contract Administrator Service code 12 | — | $100K |
| FOSTER & FOSTER, INC. EIN 59-1921114 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $87K |
| ZELIS CLAIMS INTEGRITY, INC. EIN 47-4319823 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $43K |
| SHUMAKER, LOOP & KENDRICK EIN 34-4439491 NONE | Legal; Direct payment from the plan Service code 29 | — | $41K |
| LABOR FIRST, LLC EIN 06-1750191 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $30K |
| HINES AND ASSOCIATES EIN 36-3545085 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $24K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $17K |
| LOWER HUDSON VALLEY EIN 13-3240307 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $8K |
| SEGAL MARCO ADVISORS EIN 13-2646610 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 235 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 243 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 233 | $13K |
| Prescription drug | ANTHEM BLUE CROSS BLUE SHIELD | 64 | $273K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 241 | $460K |
| Other(2 contracts, 2 carriers) | ANTHEM BLUE CROSS BLUE SHIELD | 233 | $286K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 241 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.