| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GULF COAST INS | 600 JEFFERSON ST. STE 200 LAFAYETTE, LA 70501 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $29K | — | $29K | 2.09% |
| GREGORY BENEFITS & CONSULTING LLC3 Filed as: GREGORY AUTHEMENT | 325 AUDUBON BLVD LAFAYETTE, LA 70503 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $15K | — | $15K | 1.07% |
| PAUL'S AGENCY LLC3 Filed as: PAUL'S AGENCY, LLC | P. O. BOX 1680 MORGAN CITY, LA 70380 | BLUE CROSS BLUE SHIELD OF LOUISIANA | — | $1K | $1K | 0.07% |
| GREGORY BENEFITS & CONSULTING LLC3 Filed as: GREGORY AUTHEMENT | 325 AUDUBON BLVD LAFAYETTE, LA 70503 | COMPANION LIFE | $17K | — | $17K | 6.52% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GULF COAST INS-005 | 3300 WEST ESPLANADE AVE STE 300 METAIRIE, LA 70002 | COMPANION LIFE | $14K | — | $14K | 5.60% |
| ROBERT J. MINEO INSURANCE, LLC3 Filed as: ROBERT MINEO INSURANCE LLC | 7322 DONALDSON DRIVE GONZALES, LA 70737 | COMPANION LIFE | $11K | $0 | $11K | 4.45% |
| TROY L FALGOUT3 | 503 ESTATE DRIVE NEW IBERIA, LA 70563 | AFLAC | $9K | — | $9K | 14.03% |
| BARRY MICHAEL MELANCON3 | 201 INDIGO DRIVE LAFAYETTE, LA 70507 | AFLAC | $7K | $210 | $7K | 10.83% |
| GREGORY P AUTHEMENT3 | 107 LEGEND LANE CARENCRO, LA 70520 | AFLAC | $7K | — | $7K | 10.51% |
| JAMIE MARKLINE3 | 8251 LIONS POINT HWY CROWLEY, LA 70526 | AFLAC | $6K | $13 | $6K | 8.64% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $4K | — | $4K | 5.55% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 55 E JACKSON BLVD STE 1400A CHICAGO, IL 60604 | AFLAC | $7 | — | $7 | 0.01% |
| ANTHONY ARCENEAUX3 | 107 KEENELAND LANE LAFAYETTE, LA 70503 | AFLAC | $4 | — | $4 | 0.01% |
| STARLA JOY GARRETT3 | 308 LARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $2 | — | $2 | 0.00% |
| KEITH RICHARD3 | 814 IRA STREET CARENCRO, LA 70520 | AFLAC | $2 | — | $2 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | DBA HUB INTL GULF SOUTH LTD LAFAYETTE, LA 70596 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $153 | $1K | 6.32% |
| JOEY MIGUES3 | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $593 | $345 | $938 | 4.40% |
| SCOTT J CHAMBERS3 | 609 EMMELINE STREET NEW IBERIA, LA 70560 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $323 | $65 | $388 | 1.82% |
| GROUP VOLUNTARY BENEFITS LLC3 | 29103 CHURCH OF GOD RD SPRINGFIELD, LA 70462 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $232 | $53 | $285 | 1.34% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INS AGENCY INC | P. O. BOX 60970 LAFAYETTE, LA 70596 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $217 | — | $217 | 1.02% |
| JOEY MIGUES3 Filed as: JOEY THOMAS MIGUES | 103 BALTUSROL DRIVE BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $128 | $40 | $168 | 0.79% |
| JODIE C MIGUES3 | 103 BALTUSROL DR BROUSSARD, LA 70518 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $167 | — | $167 | 0.78% |
| JS YOUNG AND ASSOCIATES3 Filed as: JS YOUNG & ASSOCIATES | 1040 CYPRESS CROSSING DR MADISONVILLE, LA 70447 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $155 | — | $155 | 0.73% |
| BETTY ROMERO3 | 100 LOREN AVENUE NEW IBERIA, LA 70563 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $84 | $13 | $97 | 0.45% |
| REBECCA N SONGY3 Filed as: REBECCA SONGY | 6900 MEMPHIS STREET NEW ORLEANS, LA 70124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | $20 | $60 | 0.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 151 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 112 | $1.4M |
| Dental | COMPANION LIFE | 151 | $256K |
| Vision | COMPANION LIFE | 151 | $256K |
| Life insurance | COMPANION LIFE | 151 | $256K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 112 | $1.4M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF LOUISIANA | 112 | $1.4M |
| Other(3 contracts, 3 carriers) | COMPANION LIFE | 151 | $343K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.